What Does James Bond Do on Christmas – Casino
What Does James Bond Do on Christmas
Paul Kyriazi
Judging from his past actions of helping people in distress and rescuing the world when its on the brink of destruction, the answer is easy if you think about it.
Heres a hint. When he leaves the casino at the beginning of Dr. No he casually tips the doorman. Yes, hes free with his money. Hes also free with his compliments as he tips the craps dealers in Diamonds Are Forever, saying, Thank you gentlemen, for such a sterling service.
As he leaves the craps table, he then gives part of his winnings, $5,000, to Plenty OToole Lana Wood for rolling the dice for him, and continues walking without expecting anything in return.
Are you getting close to the answer
What does Bond do on Christmas
He gives.
About The Author
Paul Kyriazi, author of The Complete James Bond Lifestyle Seminar.
LIVE THE JAMES BOND LIFESTYLE
http://www.BondLife.com
5 Ways To Protect Your Bond Portfolio From Rising Interest Rates – Mortgage
5 Ways To Protect Your Bond Portfolio From Rising Interest Rates
David Twibell
The Federal Reserve recently raised its target federal funds rate for the first time since March 2000. This could be just the tip of the iceberg, though, as many experts believe rising inflation and a strengthening economy will spur continued rate hikes for the foreseeable future.
This is bad news for bond investors, since bonds lose value as interest rates rise. The reason stems from the fact coupon rates for most bonds are fixed when the bonds are issued. So, as rates rise and new bonds with higher coupon rates become available, investors are willing to pay less for existing bonds with lower coupon rates.
So what can you do to protect your fixed-income investments as rates rise Well, here are five ideas to help you, and your portfolio, weather the storm.
Treasury Inflation Protected Securities TIPS
First issued by the U.S. Treasury in 1997, TIPS are bonds with a portion of their value pegged to the inflation rate. As a result, if inflation rises, so will the value of your TIPS. Since interest rates rarely move higher unless accompanied by rising inflation, TIPS can be a good hedge against higher rates. Because the Federal government issues TIPS, they carry no default risk and are easy to purchase, either through a broker or directly from the government at www.treasurydirect.gov.
TIPS are not for everyone, though. First, while inflation and interest rates often move in tandem, their correlation is not perfect. As a result, it is possible rates could rise even without inflation moving higher. Second, TIPS generally yield less than traditional Treasuries. For example, the 10-year Treasury note recently yielded 4.75 percent, while the corresponding 10-year TIPS yielded just 2.0 percent. And finally, because the principal of TIPS increases with inflation, not the coupon payments, you do not get any benefit from the inflation component of these bonds until they mature.
If you decide TIPS makes sense for you, try to hold them in a tax-sheltered account like a 401k or IRA. While TIPS are not subject to state or local taxes, you are required to pay annual federal taxes not only on the interest payments you receive, but also on the inflation-based principal gain, even though you receive no benefit from this gain until your bonds mature.
Floating rate loan funds
Floating rate loan funds are mutual funds that invest in adjustable-rate commercial loans. These are a bit like adjustable-rate mortgages, but the loans are issued to large corporations in need of short-term financing. They are unique in that the yields on these loans, also called
How Much Cash Does James Bond Carry – Travel
How Much Cash Does James Bond Carry
Paul Kyriazi
First lets start with how much cash Americans carry.
Under $ 20 ....... 32%
$ 21--$ 50 ....... 43%
$ 51--$100 ....... 18%
$101--$500 ....... 6%
$501--$999 ....... .6%
$1,000+ .......... .5%
So, if you want to be in the rare 6%, just carry over a hundred bucks in your money clip and wallet. But thats not even enough to take care of a sudden overnight trip.
My name is Bond, James Bond. If youll wait for me to find an ATM machine, Ill take you to dinner. Sound strange Thats right. Bond would have the cash and credit cards in his wallet to do whatever he needed to do. But some places dont take credit cards, or the right ones.
And what about emergencys Such as your car breaking down on a trip. You dont want to have your family sitting in the car at midnight on a lonely road.
Many will say that they are worried about being robbed, so they dont carry much cash. But anyone thats been robbed will tell you that he was glad to give something to the robber. Robbers have said that they work up so much energy before they mug someone, that if the person has nothing to give them, they get very angry and violent.
On the lighter side, Wayne Newton told the story about a date he was on at Dennys in New York and he didnt have enough cash to pay the bill. So he kept telling the girl to order more and secretly called his brother to bring him some cash. It took an hour because it turned out that there were four Dennys on that corner, all with three floors. Waynes brother had to search every one of them. So Wayne had to really sweat it out until his brother arrived with the face saving cash. This sound funny, but not when youre in that situation yourself.
So now, How much cash does Bond carry Enough to get any sudden job or entertainment done without checking to see if the place hes going to takes credit cards.
About The Author
Paul Kyriazi - Live the James Bond Lifestyle
http://www.BondLife.com