Researching A Car Thats Right For You – Auto
Researching A Car Thats Right For You
Kevin Schappell
Researching your new vehicle is a daunting task in todays world. Once you have narrowed your next vehicle down to 2 or 3 choices it is time to research. Take out a sheet of paper for each vehicle and write down pros and cons for each one. Also on each sheet of paper list the attributes which are most important to you. This list might include:
MPG - if you put a lot of miles on your car this factor could make a big dent in your wallet if you pick the wrong car.
Engine power - HP is a big factor for many people out there.
Price - nothing needs to be said about this one.
Interior space
Repair costs - consider the average costs to repair a fender-bender.
Insurance costs - this is often overlooked by buyers and can catch you by surprise.
Standard options.
Anything else, which is a factor to you. The idea is to custom tailor your list to meet your needs. If you dont care about engine power then leave it off your list.
Now how do you get the information which is on your list Here is a list of excellent resources to use in your search.
Offline:
Consumer Reports Magazine
Auto Week magazine
Your local newspapers auto section
Local dealers
Online:
Consumer Reports - requires a subscription just like the magazine.
Edmunds.com
Kelly Blue Book
NADA guide book
Car.com
After your research is done you should have a clear picture of which car is right for you. What do you say Clear as mud Well take a step back and if you have 2 vehicles which are comparable you will then have to resort to one of the following.
Go with your gut feeling. You know the one which says get the Porsche not the Yugo. Ask your wife, husband or SO. you might want to let them in on the decision a little earlier than this if they will be driving the car too. Flip a coin. Ask your god for some divine intervention
Good luck!
About The Author
Kevin Schappell maintains http://www.carbuyersclub.com where he gives advice on car maintenance, buying, selling, insurance, and financing. A mechanical engineer and car guy, Kevin has decided to spend his online time helping others learn about automobiles.
kevin@schappell.com
Think Your Car is Safe from Thieves Think Again – Auto
Think Your Car is Safe from Thieves Think Again
ARA Content
ARA - Every time you park your car, youre taking a risk.
Just ask David J. of Stanford, Conn., whose 1998 high-performance Acura Integra Type R was stolen right under his nose just one month after he installed a top-of-the-line security system for $1,500.
Mothers Day is a long-held tradition of revering the woman who gives the gift of life.
"Mothering Sunday" is another early Mothers Day tradition that has shaped the way we celebrate our mothers today. This English holiday dates back to the 1600s, and involved young servants who pampered their mothers with fine delicacies. While we continue to celebrate the mother figure in modern America, it is most often with traditional gifts of flowers and cards. But if Mothers Day is indeed about the most personal sentiment and respect for a mother, a gift of gratitude should warm their hearts forever.
car was tire tracks in the newly fallen snow.
"They found it three weeks later, stripped clean," he added.
Davids experience is not unusual, says James Cooper, CEO of Ultimate Security Systems Corporation of Irvine, Calif. Despite manufacturers claims to the contrary, most security systems are easy to overpower and hardly even slow down a professional thief, said Cooper, whose firm created and markets the PowerLock anti-theft system.
Every 25 seconds
The National Insurance Crime Bureau www.nicb.org reports that 1.1 million vehicles are stolen nationwide each year. Thats one vehicle every 25 seconds in what has become a $7.5 billion-a-year-industry, according to the Insurance Information Institute www.iii.org, a trade organization. Its an industry, moreover, dominated by organized auto-theft rings that steal cars to fill contract orders. And no wonder: A $20,000 stolen vehicle can be stripped and sold into $30,000 worth of parts, insurers say.
Your car doesnt have to be a high-performance vehicle like David Js to be an attractive target for a thief with a list of parts, or with orders for a particular make and model of a car. Different models of the popular Toyota Camry and Honda Accord swept eight of the top 10 list of cars reported stolen in 2000, according to an annual study conducted by CCC Information Services Inc., a Chicago-based supplier of software and communications systems to auto insurers. Chevrolet and Ford pickups captured the
Obtain a Car Loan No Longer Than Necessary – Real Estate
Obtain a Car Loan No Longer Than Necessary
Jakob Jelling
Some time in your life you will need a new car. You may not want to have the burden of a new car debt, but you may find there are very few alternatives. There are some simple things you can look for that will help reduce the amount of money every month. Depending on your credit situation, a car loan can be very easy or rather difficult. Even though there are dealerships that specialize in selling people cars with bad credit, the purchaser must realize what they are getting themselves into.
Get the loan first
One of the greatest advantages you can have over the dealership is to get the loan before you buy the car. You can shop dealerships on weekends and at night and look at the prices and figure roughly that the car will be about 15-25% less than what the sticker says. Go to a bank or lending institution and fill out the appropriate paperwork. Once they give you the loan, you can figure out approximately how much the car will cost you in advance and apply for a blanket price. You can also sign a contract to purchase depending on financing. This means you can haggle your best price and then tell your bank or financial institution how much the car loan should be for exactly.
Dealerships do not want you to bring your own financing. This takes the deal out of their hands. Most dealerships provide finance departments who are more than willing to lend you the money should you meet their credit requirements. An average car loan can cost the consumer between 7