DocuMAX The source for information

10Feb/100

A Hiking Guide to Easter Island by David Stanley – Travel

A Hiking Guide to Easter Island by David Stanley
David Stanley

Ask me which Pacific island has the most to offer hikers and Ill probably answer Easter Island. Here on an island 11 km wide and 23 km long youll find nearly a thousand ancient Polynesian statues strewn along a powerfully beautiful coastline or littering the slopes of an extinct volcano. Getting there is easy as Easter Island can be included in the Oneworld Explorer airpass introduced on http://www.southpacific.org/air.html , and a fine selection of inexpensive places to stay and eat await you.
The legends of Easter Island have been recounted many times. Whats less known is that the islands assorted wonders are easily accessible on foot from the comfort of the only settlement, Hanga Roa. Before setting out see the sights, however, visit the excellent archaeological museum next to Ahu Tahai on the north side of town the term "ahu" refers to an ancient stone platform. Aside from the exhibits, the museum has maps which can help you plan your trip. On online map is available at http://www.mapsouthpacific.com/easter_island/
The first morning after arrival, I suggest you climb Easter Islands most spectacular volcano, Rano Kau, where Orongo, a major archaeological site, sits on the craters rim. But rather than marching straight up the main road to the crater, look for the unmarked shortcut trail off a driveway to the right just past the forestry station south of town. It takes under two hours to cover the six km from Hanga Roa to Orongo, but bring along a picnic lunch and make a day of it. If climbing a 316-meter hill sounds daunting, you can take a taxi to the summit for around US$6 and easily walk back later in the day. Once on top, youll find hiking down into the colourful crater presents no difficulty. It may also look easy to go right around the crater rim, but only do so if youre a very experienced hiker and have a companion along as shear 250-meter cliffs drop into the sea from the ridge.
Another day, rise early and take a taxi to lovely Anakena Beach at the end of the paved road on the north side of the island you should pay under US$10 for the 20 km. A few of the famous Easter Island statues have been restored at Anakena and you could go for a swim, although the main reason youve come is the chance to trek back to Hanga Roa around the road-free northwest corner of the island. Youll pass numerous abandoned statues lying facedown where they fell, and the only living creatures youre unlikely to encounter are the small brown hawks which will watch you intently from perches on nearby rocks. If you keep moving, youll arrive back in town in five or six hours but take adequate food, water, and sunscreen. This is probably the finest coastal walk in the South Pacific.
Almost as good is the hike along the south coast, although youre bound to run into other tourists here as a paved highway follows the shore. Begin early and catch a taxi to Rano Raraku, the stone quarry where all of the islands statues were born. This is easily the islands most spectacular sight with 397 statues in various stages of completion lying scattered around the crater. And each day large tour groups come to Rano Raraku to sightsee and have lunch. However, if you arrive before 9 am, youll have the site to yourself for a few hours. When you see the first tour buses headed your way, hike down to Ahu Tongariki on the coast, where 15 massive statues were reerected in 1994. From here, just start walking back toward Hanga Roa 20 km along the south coast. Youll pass many fallen statues and enjoy some superb scenery. Whenever you get tired, simply go up onto the highway and stick out your thumb and youll be back in town in a jiffy.
An outstanding 13-km walk begins at the museum and follows the west coast five km north to Ahu Tepeu. As elsewhere, keep your eyes pealed for banana trees growing out of the barren rocks as these often indicate caves you can explore. Inland from Ahu Tepeu is one of the islands most photographed sites, Ahu Akivi, with seven statues restored in 1960. From here an interior farm road runs straight back to town study the maps at the museum carefully, as youll go far out of your way if you choose the wrong road here.
A shorter hike takes you up Puna Pau, a smaller crater which provided stone for the red topknots that originally crowned the islands statues. Theres a great view of Hanga Roa from the three crosses on an adjacent hill and you can easily do it all in half a day. A different walk takes you right around the 3,353-meter airport runway, which crosses the island just south of town. Near the east end of the runway is Ahu Vinapu with perfectly fitted monolithic stonework bearing an uncanny resemblance to similar constructions in Peru.
Easter Islands moderate climate and scant vegetation make for easy cross country hiking, and you wont find yourself blocked by fences and private property signs very often. You could also tour the island by mountain bike, available from several locations at US$10 a day. If you surf or scuba dive, there are many opportunities here. A minimum of five days are needed to see the main sights of Easter Island, and two weeks would be far better. The variety of things to see and do will surprise you, and youll be blessed with some unforgettable memories.

About The Author

David Stanley is the author of Moon Handbooks South Pacific http://www.southpacific.org/pacific.html which has a chapter on Easter Island. His online guide to Easter Island may be perused at http://www.southpacific.org/text/finding_easter.html
You have permission to publish this article electronically or in print, free of charge, so long as the byline and resource box are included. Please do not use this article without the byline and resource box. Many thanks!

5Feb/100

Rebuild & Keep Good Credit Ratings by Understanding Your Credit Cards by David Hall – Debt Consolidation

Rebuild & Keep Good Credit Ratings by Understanding Your Credit Cards by David Hall
David Hall

Secured Credit Card is similar to a prepaid credit card since the funds you are using are actually yours and not the issuer of the credit card. Generally people who apply for secured credit card or prepaid credit card are people with poor credit or unemployed. Prepaid Credit Card spending limit is the amount of money you loaded to the card. There are no interest or finance charges on a prepaid card. With secured credit card, your credit line could be from 50% to 100% of your deposit depending on the institution giving you the secured credit. Therefore the company giving you the secured credit card has zero risk.
Secured credit card can be very beneficial because it gives you an opportunity to rebuild your credit history and you are able to make purchases just as if you had an unsecured credit card. Many companies require that you have a credit card to make purchases, such as car rental, airline tickets, etc. Ensure that the company issuing the secured credit, routinely reports customers payment history to any of the three main credit bureaus namely Experience, Equifax and Trans Union. This reporting to the credit bureaus will rebuild your credit history over time.
Closing unnecessary accounts and consolidating your bills to make payments more manageable could be an advantage financially. By not applying for too much credit within a short period of time is another factor that will help in rebuilding your credit rating. Additionally, even though secured credit is like prepaid cards, they do have certain fees attached. Benefits are similar to that of an unsecured credit card, such as usually being paid interest on your balance in the bank, using Automated Teller Machines ATM to make deposits, withdrawals, and making purchases at participating merchants. Following the above steps will strengthen your credit rating.
Unsecured Credit Cards are issued to individuals with good to excellent credit rating. Credit ratings depend on certain criteria, such as ones ability to repay loans. These criteria include payment history, employment history, and financial stability. Individuals with excellent credit will most likely receive a lower interest rate. A major factor in maintaining excellent credit is making your loan payments on time thus avoiding late fee penalties.
Customers should read the credit agreement to ensure that they understand their obligation to the creditor. Making payments on time will strengthen your credit rating. Unsecured credit cards has numerous advantages such as low interest rates, high credit limit, business name options, no annual fees, and low APRs on balance transfers up to 12 months. Closing unnecessary accounts and consolidating your bills to make payments more manageable could be an advantage financially. By not applying for too much credit within a short period of time is another factor that will help in maintaining a good credit rating.
Rebuilding your credit takes time, patience, and consistency. If you consistently pay your bills on time, you will see an improvement in your credit ratings over time. There are no quick fixes for improving your credit report except for mistakes or inaccuracies that can be corrected, hopefully in your favor. Your credit information is maintained by the credit bureaus namely Experience, Equifax, and Trans Union for seven years. Therefore poor credit information will remain on your report for seven years. The good thing is that as negative information disappears with positive information, this will definitely rebuild your credit rating. Closing unnecessary accounts and consolidating your bills to make payments more manageable could be an advantage financially. By not applying for too much credit within a short period of time is another factor that will help in rebuilding your credit rating.
Applying for secured credit card can be very beneficial because it gives you an opportunity to rebuild your credit history, and you are able to make purchases just as if you had an unsecured credit card. Many companies require that you have a credit card to make purchases, such as car rental, airline tickets, etc. Ensure that the company issuing the secured credit, routinely reports customers payment history to any of the three main credit bureaus namely Experience, Equifax and Trans Union. This reporting to the credit bureaus will rebuild your credit history over time.
Business Credit Card
Business credit cards are very popular for small business owners because of the many benefits they offer. Benefits includes 0% Intro APR on balance transfers, no annual fees, high credit limit, low interest rates, cash rewards, bonus miles, free online account management to choosing card design etc., At iCreditOnline.com we have some of the best business credit cards from American Express, Advantage, Chase, Bank One, Bank of America, Discover, Citibank, Household Bank and more, with online credit card approval. Why waste time going to a bank when you can get a decision in less than 60 seconds with secure online credit card application. Online Credit Card Approval with Online Credit Card Application is fast and easy!
Student Credit Card
Having a student credit card while still living at home or attending school away from home can be an advantage. It gives the student the opportunity to establish credit at an early age and to start asserting their independence. It comes in handy in case of emergency, it is less trouble and safer to carry a student credit card than to carry cash. Parents find student credit cards to be very convenient. They are able to make deposits to their childrens account while they are away from home. Students should be careful with their credit card receipts to avoid identity thief.
If you consistently pay your bills on time, obtaining students credit cards is a good way to established credit rating and start building a good credit history while in school. Establishing and maintaining a good credit rating will make it easy to purchase a car, a home or obtaining a personal loan in the future. For students who are not committed to their financial obligation, getting a student credit card is not a good idea. Running up balances, finding yourself in debt, unable to make monthly payments will destroy your credit rating.
Students credit cards generally have high interest rates. At iCreditOnline.com we offer some of the best student credit cards from Chase and Discover with 0% APR introductory rate for 6 months, no annual fees and online account access. Online credit card approval with online credit card application is fast and easy!
Explanation of some of the credit cards we offer:
0% Intro APR Credit Card or Balance Transfer Credit Card gives you the benefit of using this credit card without making any interest payment on the principal for a stated period of time. This credit card is marketed to individuals with good credit rating who want to transfer balance from a high interest credit card to a 0% intro APR credit card.
Cash Rewards or Cash Back Credit Card earns a percentage on purchases made. This reward or cash back is credited to your account.
Debit Card takes the place of carrying a checkbook or cash. This card is used like a credit card with certain limitations, such as not being able to rent a car. Purchase transactions are contingent upon having enough funds in your checking or savings account to cover the purchase. Verification of funds requires entering your Personal Identification Number PIN at a point-of-sale terminal.
Low interest credit card saves you money. Having a good credit rating qualifies you for some of the best low APR credit card offers.
Prepaid Credit Card spending limit is the amount of money you loaded to the card. There are no interest or finance charges on a prepaid card. Therefore the company giving you the prepaid credit card has zero risk. Generally people who apply for prepaid credit card are people with poor credit or unemployed.
Secured Credit Card is secured by the amount of funds you have in your account. Your credit line could be from 50% to 100% of your deposit depending on the institution giving you the secured credit.
Unsecured Credit Card is issued to individuals with good to excellent credit rating. Credit ratings depend on certain criteria, such as ones ability to repay loans. These criteria include payment history, employment history, and financial stability. Individuals with excellent credit will most likely receive a lower interest rate and can receive instant online credit card approval. A major factor in maintaining excellent credit is making your loan payments on time thus avoiding late fee penalties.
Travel Rewards Credit Card benefits may include travel accident insurance, free rental car collision/loss damage insurance, rebate on gasoline purchases, frequent flyer points or bonus miles towards airline flights, free quarterly and annual account summaries.

http://www.icreditonline.com

support@icreditonline.com
You have permission to publish this article free of charge as long as you do not modify the content or remove the links from this article. It would be nice to get a copy of your publication. Please send to lopel1234@yahoo.com

About The Author

David Hall owns iCreditOnline.com. He offers free downloadable, high quality guides on credit repair, credit ratings, credit scoring, debt consolidation and more. He has tools for finding a wide range of financial services including secured and unsecured cards, student and business cards, auto loans, and more from the most reputable companies in the industry. You can also compare multiple credit card offers, securely complete an online credit card application, and receive a credit decision in at least 60 seconds. Visit Davids site today: http://www.iCreditOnline.com