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22Feb/100

"You Think You Know Website Marketing The Quiz – Site

"You Think You Know Website Marketing The Quiz
Michael Cheney

Here are 5 questions to flex your mental muscle to. The answers and explanations are at the end - no cheating now!
RULES:
There are no trick questions. You cannot ask the audience but I welcome you to Phone a Friend and forward this article onto them!.
*Question 1:
"What happens if you submit your website to Google more than once"

Nothing.
You are at risk of being penalised for multiple submissions
Your submission is bumped to the back of the queue

*Question 2:
"According to a survey conducted by AC Nielsen in December 2004 what did people state as their primary reason for doing their Christmas shopping online"

Saves time
Better prices
Ability to find a more personalized gift

*Question 3:
"In Internet terms, what is a spider"

Its a virus that spreads using loopholes in certain web technologies
Its a software tool that search engines use to retrieve information from websites
Its another word for a person that browses websites

*Question 4:
"What is the industry average click through rate for banner advertisements I.e. what percentage of all banner ads are actually clicked on"

0.39%
1.39%
2.39%

*Question 5:
"According to the latest research from the Computer Industry Almanac what was the worldwide online population in 2004 I.e. how many of the people, worldwide, accessed the Internet at some point in 2004"

934 million
714 million
579 million

**THE ANSWERS
Q.1 - "What happens if you submit your website to Google more than once"
A. Nothing.
Google doesnt mind how many times you submit your website. However there are search engines out there that will penalise you for submitting too often. This is what Google says about submitting to its site:
"You are free to submit as often as you wish. However, given the nature of our inclusion process your time is better spent improving the content and links of your site."
Q.2 - "According to a survey conducted by AC Nielsen in December 2004 what did people state as their primary reason for doing their Christmas shopping online"
A. Saves time
78% of the 1007 people surveyed gave

18Feb/100

Do you Know the Benefits of Checking your Credit Report – Mortgage

Do you Know the Benefits of Checking your Credit Report
Mary Arce

Do you know why you should check your credit report
Of course you do, because you have undoubtedly experienced one working in your life!
No matter where you roam, your credit report follows you through life, updating all aspects of your life: your employment, where you live, your opened credit accounts, your closed accounts, your payment history, and even public records on you.
In this country, a good credit history brings you benefits of all kinds--a home mortgage, an apartment lease, an auto loan, or even more credit--with ease.
Like a job resume, your credit file carries a lot of weight, thats why you need to keep an eye on what it says about you.
Many options are cut off to you if you do not look "credit worthy" on paper. A bad report can mean higher rates on loans and insurance. It can also mean whether you get hired or promoted by a growing number of employers who now use them in the evaluation process.
Even if you think you have a good credit standing and you pay your bills on time, you still need to review your credit file for accuracy.
Studies have shown that credit files have an error rate as high as 70%, often the result of simple human or computer error.
Sometimes these errors show you being late in paying your bills when you are not. Your file might even leave out information that could sway a decision in your favor. The most common error is where damaging information of another person, with a similar name or account number, is mixed into your profile.
Monitor your personal credit file so that you are alerted whenever negative or derogatory items are reported against you.
A neglected credit file can lead to some major inconveniences in your life in the future.
You should fix mistakes or remove any incorrect information as soon as you find it. Errors that creep onto your report take time to correct. Catching these mistakes when they occur helps resolve them faster.
When you improve your credit worthiness you can qualify for better rates - which adds up to big savings for you.
Even if you think you have an unblemished past, checking your report lets you know what a future lender or employer will learn about you.
If your credit report is less than perfect now, you can deal with lingering problems effectively, and move towards a better credit standing in the future.
A good credit rating means more money in your pocket and less out the door!

Mary Arce is a consumer advocate and author helping Americans solve their credit problems and save massive amounts of money on mortgage and credit card interest. WHY are some people getting RICH managing their debt Click Here Now ==> http://www.1st-wealth.com

Article is also available by email - send blank email to: ==>mailto: checkreport@1st-wealth.com
** Attn Ezine editors / Site owners **
Feel free to reprint this article in its entirety in your ezine or on your site so long as you leave all links in place, do not modify the content and include our resource box as listed above.
If you do use the material please send us a note so we can take a look.
My email address: wealth@1st-wealth.com
Thanks,
Mary
c Mary Arce - All Rights reserved

http://www.1st-wealth.com

About The Author

Mary Arce is a consumer advocate and author helping Americans solve their credit problems and save massive amounts of money on mortgage and credit card interest.

16Feb/100

What You Should Know About Scholarships – Mortgage

What You Should Know About Scholarships
Maria Estarellas

When its time to go to college, the word "scholarship" is confusing for both students and parents. We automatically think about student loans, FAFSA, tuition and fees, EFC, grants, and work study. But what we dont realize is that knowing more about the scholarship process could save us thousands of dollars when trying to cover the cost of our kids education.

Scholarships are "free money" given away by the government, private institutions and organizations, charitable foundations, schools, universities, clubs, etc. Unlike loans, scholarships are not repaid to the scholarship provider.

Some of the scholarships available are:

Athletic Scholarships

National Merit Scholarships

Academic Merit Scholarships

Professional, Career, and Trade Association-Sponsored Scholarships

FAFSA

Work Study

Ethnic and Religious Scholarships

Community Organization Sponsored Scholarships

Special Scholarships

Alumni Legacy Scholarships

Transfer Student Scholarships

With so many scholarships, how do you know which one to apply to or where can you go for an application

Some scholarships are based on your kids grades or financial needs, while others are awarded based on ethnic groups, athletic or artistic abilities, or given to students interested in a particular field.

In some instances, your kids dont have to have perfect grades to apply for a scholarship, and some dont even ask for any proof of income.

For example, the Work-Study Scholarship will require your kid to work part-time for the money given and most jobs are on campus.

Finding information on scholarships on the Internet can be difficult because you wont find everything you need to know to finance your childs education.

A year ago, when my daughter was going to college, I searched the Internet and the only thing I found simple enough to do was fill out a FAFSA application. Since I didnt have time to search the Internet at the moment, and because other information I found was so confusing, I decided just to fill out the application and did nothing else.

I promised myself that for the next year, I would search in advance because even though my daughter got some financial aid, I was convinced that there had to be other resources out there for her education.

Thats when I came accross a guide written by a father that went through the process of getting a scholarship for his child, who spent time talking to financial aid officers at many universities and discovered that just filling out the CSS Profile and FAFSA financial aid forms and meeting some deadlines is only half the battle in acquiring Federal Pell grants, college need-based grants, and Federal Stafford and Perkins loans.

I learned how college financial aid offices actually determine what federal aid and state grants will be given out to potential students and if you know in advance how to prepare yourself to receive the maximum amount for your childs college education, you will obtain better results.

Once you know where to find the information and when and how to apply for a scholarship, it will be easy to obtain financial aid for your kids.

For more information, visit http://www.1mykids.com/scholarships.html

Maria Estarellas

About The Author

Maria Estarellas is the webmaster for

http://www.1mykids.com

"The Complete Website For The Whole Family".

Information on How to Apply for Scholarships, Parenting Tips, Crafts, Games, School Projects and Essays, Music Downloads, Clothing, Candles, Hobbies for Mom and Dad, Information on How to Start Your Own Online Business, Mortgage Tips, Beauty Tips and More.

meg2@aweber.com