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11Jan/100

What You May Not Know About Your Mortgage Note – Mortgage

What You May Not Know About Your Mortgage Note
Frederick Webb

By now, many of you are already somewhat familiar with private mortgage notes and how they are used to help facilitate the sale of a property. You may also know that there is a whole industry out there where note investors are in the market to buy your mortgage note.
There are many reasons why people create mortgage notes in the first place. They include helping a buyer who may not qualify for the full amount of the loan needed to buy the property or they may be a relative. Sometimes property sellers are willing to create mortgage notes because they help to move a property faster.They also can be an opportunity for the home seller to earn a higher interest rate than other investment vehicles.
Sometimes, however, notes can go bad. There is always the risk involved for the property seller that unforeseen circumstances can cause the buyer the payor on the note to fall behind on payments or totally default on the note altogether. What do you do then
What you may not know, however, is that when, and if, a mortgage note goes bad there may still options for you to sell it. There are investors out there who are looking for delinquent mortgage notes too.
The number of investors who do buy delinquent mortgage notes are not as numerous as those who buy performing notes, but they do exist. There is help for you. The best thing to do if you are holding a note gone bad is to use the services of a note broker that has relationships with buyers of delinquent notes.
No one can know the future nor can they control it but if you find yourself in a situation where a note you have created has gone or is going south, reach out. There is help for you and there is life after a note gone bad.

About The Author

Copyright 2005
Frederick Webb is a Certified Cash Flow Consultant and Co-Founder of Webb Funding Group, a debt instrument brokerage firm he runs with his wife. Webb Funding Group can be reached at www.mortgagenotecash.com.
wfg@mortgagenotecash.com

2Jan/100

Source Code: Places You May Not Have Thought To Put Keywords – Site

Source Code: Places You May Not Have Thought To Put Keywords
Courtney Heard

We all know its good practice to put in-context keywords into page titles, meta tags and alt tags. But here are a few places you may not have thought about.

Tables - Youre most likely familiar with what a table tag looks like. They generally look like this or some variation, right There are actually two areas within a table tag that keywords can be applied to. The table ID and Summary. A table tag written in this manner will look more like this .
File Names - HTML, images, CSS files, php scripts, cgi scripts, asp scripts, java apps, video clips, sound bites, and every file you use to create your web site can be named using keywords that apply to the web site content. Making sure these titles also apply to the purpose of the file itself is also very important, especially if the file type can be indexed by search engine bots, like php and flash. If the name of the file has very little to do with what the file contains, it will have little to no affect on your keyword density.
Reference Tags - A normal reference tag looks like this . A title can be added to this tag making it look like this . This can also be applied to mailto: reference tags. Because this text will be seen by web vistors when they hover their mouse over the link, its good practice to keep it relevant and to-the-point. Never sacrifice user-friendliness for more keywords. You may get lots of traffic with the keywords, but without user-friendliness, that traffic will leave displeased.
Comment Tags - I thought everyone knew this one, but I havent seen many sites out there making use of it. Comment tags are generally used to remind us of what the following or preceding code does, like little HTML post-it notes that can only be seen in the source code. They look like this where everything between the "" is the comment or note were leaving ourselves. Used wisely and in moderation, this can be yet another opportunity to add keywords to your sites source code.

All of these areas are good areas to add keyword density to your site, but they all must be used with caution. Everything in these areas should be in context, meaning they should relate directly to what a web visitor will be seeing. They should also be used in moderation. Strings of keywords in a table summary tag will surely start raising some flags at the Googleplex. It wont be long now before Google and other major search engines start keeping a closer, more critical eye on these areas. The most important rule of thumb to go by when designing and optimizing any web site, is to keep it user friendly. A pleased and impressed web visitor is the best web site optimization and will surely lead to your sites success.

About The Author

Courtney Heard is the founder of Abalone Designs, an Internet Marketing and SEO company in Vancouver, Canada. She has been involved in web development and marketing since 1995 and has helped start several businesses since then in the Vancouver area. More of Courtneys articles are available at http://www.abalone.ca/resources/.
courtney@abalone.ca

21Dec/090

Marriages May End But Families Are Forever – Parenting

Marriages May End But Families Are Forever
Malti Bhojwani

It was at that time when our marriage was falling apart and we completely hated each other when we needed to work constructively as parents, as our child