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		<title>Avoid The Sticker Shock Of Relocating &#8211; Real Estate</title>
		<link>http://www.documax.info/2010/03/01/avoid_the_sticker_shock_of_relocating_-_real_estate/</link>
		<comments>http://www.documax.info/2010/03/01/avoid_the_sticker_shock_of_relocating_-_real_estate/#comments</comments>
		<pubDate>Mon, 01 Mar 2010 02:25:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Avoid]]></category>
		<category><![CDATA[of]]></category>
		<category><![CDATA[Relocating]]></category>
		<category><![CDATA[Shock]]></category>
		<category><![CDATA[Sticker]]></category>
		<category><![CDATA[The]]></category>

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		<description><![CDATA[Avoid The Sticker Shock Of Relocating plus articles and information on real estate]]></description>
			<content:encoded><![CDATA[<p>Avoid The Sticker Shock Of Relocating<br />
 Dan The Roommate Man</p>
<p>To avoid the sticker shock of relocating, moving Americans can use the results of movecentral.coms annual moving survey to plan their spending. The new survey finds that movers spend $9,400 on purchases during the three-month relocation period, while renters spend $3,700.<br />
Conducted by movecentral.com and Boston-based Atlantic Marketing Research, the survey polled 22,000 relocating Americans and yielded an average response rate of 4.1% percent. movecentral.com president and CEO Rick Libby presents the results as spending guidelines for relocating Americans to follow throughout the 90 day relocation process.<br />
"Most people dont realize how much theyll spend during the course of a move," says Libby. "Our survey reveals how and where people spend their money, making it easier for them to plan a budget that anticipates surprises."<br />
The survey found the following:<br />
# During 1998 and 1999, 42 million Americans moved, spending $102 billion on move-related goods.<br />
# Homeowners spent an average of $9,400 on purchases; renters spent $3,700.<br />
# 15% of homeowners and 12% of renters stated that they bought a computer within the 8 weeks surrounding their move; homeowners spent an average of $2,160, and renters spent $1,340.<br />
# 12% of all moving homeowners bought a car; 66% of these carbuyers made the purchase within four weeks after moving.<br />
# 57% of owners and 37% of renters bought furniture within the 12 weeks surrounding their move; owners spent an average of $3,500 and renters spent $1,220.<br />
# 35% of owners and 40% of renters bought bedding; of these individuals, 72% did so within three after their move. Owners spent an average of $420 and renters $240.<br />
# 55% of moving homeowners purchase at least one appliance when they move, and 57% of homeowners buy furniture.<br />
# 12% of all respondents with Internet access researched moving companies on the web; 8% researched real estate sites, 7% researched appliances/furnishings and 2% researched electronics, computers and banking services.<br />
# 6% of movers using the Internet for research actually made online purchases; those buying goods and services spent an average of $600.</p>
<p>About The Author</p>
<p>Since 1989 Dan The Roommate Man has helped 1000s of people find roommates. Need help Contact him at 800-487-8050 or www.roommateexpress.com<br />
info@roommateexpress.com</p>
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		<title>The Health effects of being Over Weight &#8211; Diet</title>
		<link>http://www.documax.info/2010/02/28/the_health_effects_of_being_over_weight_-_diet/</link>
		<comments>http://www.documax.info/2010/02/28/the_health_effects_of_being_over_weight_-_diet/#comments</comments>
		<pubDate>Sun, 28 Feb 2010 12:25:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Diet]]></category>
		<category><![CDATA[Being]]></category>
		<category><![CDATA[Effects]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[of]]></category>
		<category><![CDATA[Over]]></category>
		<category><![CDATA[The]]></category>
		<category><![CDATA[Weight]]></category>

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		<description><![CDATA[The Health effects of being Over Weight plus articles and information on diet]]></description>
			<content:encoded><![CDATA[<p>The Health effects of being Over Weight<br />
 Paul Marsland</p>
<p>Both men and women around the world are becoming fatter and its partly because of our modern lifestyle, too much fatty food and too little exercise. Some people say, Why should it matter if Im overweight as long as I feel okay But being overweight does matter because it increases the risk of health problems such as heart disease, stroke, diabetes and some cancers. Being at a healthy weight on the other hand, can help lower blood pressure, make you feel better and give you more energy. If you need to lose some weight, heres some good advice from the National Heart Foundation.<br />
Change your eating habits gradually<br />
Everyone knows that losing weight partly involves cutting down on foods which contain a lot of fat. But this doesnt mean you have to change your eating habits overnight. Youre more likely to make permanent changes to your diet if you make them gradually. Allow two weeks to stop eating biscuits with tea or coffee, for instance. When youre comfortable with this change, make another such as using less butter or margarine on bread, or switching to using low fat milk.<br />
Remember you dont have to exercise strenuously<br />
The secret of successful weight control is a combination of sensible eating and regular exercise. Aim for 30 minutes at least four times a week. You dont have to do 30 minutes all at once. Its okay to do ten minutes exercise three times a day. Walking, swimming and cycling are good.<br />
Dont expect to lose weight quickly<br />
Its quite common to lose weight one week and then lose none the next week. If you are exercising, you may find your weight doesnt drop at all. This is because your body is gaining more muscle which weighs more than fat. Youll still continue to lose fat and tone up, even if the scales dont show any weight loss. The way your clothes fit is a better guide to weight loss than weighing yourself all the time. As long as you are keeping to your plan of regular exercise and less fatty food, periods of no weight loss dont usually last more than two weeks.<br />
Eating to lose weight<br />
Fruit, vegetables, beans and lentils are the foods to eat most of every day. By filling up with these healthy, satisfying foods, youll be less likely to want fatty snacks. You need only moderate amounts of meat, poultry, fish, nuts, seeds, dairy products. A moderate serve of meat, poultry or fish takes up about one quarter of your plate. If you eat dairy foods, choose reduced or low fat varieties. Use only small amounts of margarine, fat reduced spreads, butter, lard and cooking oils. Drink only a little alcohol.<br />
Reducing fat in your meals<br />
Trim all fat from meat and remove fat and skin from poultry before cooking. Use low fat cooking methods such as grilling, steaming, baking, stir-frying in as little oil as possible, microwaving or using non-stick frying pans. Avoid fried or deep fried foods. Let soups, casseroles and curries cool - this makes the fat harden on top so you can remove it before reheating. Snack on fresh fruit but limit cakes, biscuits, pastries, chocolate and packet snack foods.<br />
--<br />
You have permission to publish this article electronically or in print, free of charge, as long as the bylines are included. A courtesy copy of your publication would be appreciated.</p>
<p>About The Author</p>
<p>Paul Marsland and his wife Annette have been working as wellness coaches for the last 3 years. Using scientifically proven, balanced nutritious programmes they help people lose weight and improve their health, energy and vitality safely and effectively. For more information visit: </p>
<p>http://slim-n-trim.org/refid=artcit-30495</p>
<p>ezybucks4u@hotmail.com</p>
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		<title>Beware of Radical Mint Enthusiasts &#8211; Diet</title>
		<link>http://www.documax.info/2010/02/28/beware_of_radical_mint_enthusiasts_-_diet/</link>
		<comments>http://www.documax.info/2010/02/28/beware_of_radical_mint_enthusiasts_-_diet/#comments</comments>
		<pubDate>Sun, 28 Feb 2010 10:25:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Diet]]></category>
		<category><![CDATA[Beware]]></category>
		<category><![CDATA[Enthusiasts]]></category>
		<category><![CDATA[Mint]]></category>
		<category><![CDATA[of]]></category>
		<category><![CDATA[Radical]]></category>

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		<description><![CDATA[Beware of Radical Mint Enthusiasts plus articles and information on diet]]></description>
			<content:encoded><![CDATA[<p>Beware of Radical Mint Enthusiasts<br />
 David Leonhardt</p>
<p>Some things are as boring as the dust that clings to your TV screen.<br />
Take toothpaste, for example.  If you happen to be a radical mint enthusiast, brushing your teeth might be the highlight of your day.  You might have the shiniest teeth in town.  You might not want to interrupt your brushing for dinner... unless the menu includes mint jelly p</p>
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		<title>Stay Out of That Old Mine! &#8211; Recreation</title>
		<link>http://www.documax.info/2010/02/28/stay_out_of_that_old_mine_-_recreation/</link>
		<comments>http://www.documax.info/2010/02/28/stay_out_of_that_old_mine_-_recreation/#comments</comments>
		<pubDate>Sun, 28 Feb 2010 10:25:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Recreation]]></category>
		<category><![CDATA[Mine!]]></category>
		<category><![CDATA[of]]></category>
		<category><![CDATA[Old]]></category>
		<category><![CDATA[Out]]></category>
		<category><![CDATA[Stay]]></category>
		<category><![CDATA[that]]></category>

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		<description><![CDATA[Stay Out of That Old Mine! plus articles and information on recreation]]></description>
			<content:encoded><![CDATA[<p>Stay Out of That Old Mine!<br />
 Sandin Phillipson</p>
<p>It seems like the most adventurous thing in the world.  That dark opening in the hillside beckons, tantalizes, excites.  What wondrous treasures await discovery inside  What artifacts might remain in this time capsule, mute testimony to an era when grizzled men moved tons of rock in pursuit of their dreams  Such is the poetic, romance-novel appeal that might induce you to take leave of your senses and crawl into an old mine.  Thousands of such small openings are scattered throughout the country.  Although most common in the historically "hard rock" Western mining states, they can also be found in the old lead and copper districts of the Midwest.  In reality, multiple dangers lurk beyond the pale ring of light that filters through the adit mouth.<br />
While scoping out a field area for a thesis project, I spent six weeks camping and hiking in the West Elk Mountains, in the Colorado Rockies.  My days were spent tramping around the flanks of a majestic 13,000-foot peak, chosen due to tantalizing reports of silver mining activity around 1900.  During my ramblings, I came across several old mine workings.  Some were simply short adits driven into the hillside, designed to test for the presence of silver, copper, and lead minerals that might be distributed within the contact zone of the porphyry intrusive that defined the mountain peak.  Other workings, though small, were relatively more sophisticated and had rail tracks extending from the passageways out onto the progressively extended pile of fine waste rock.  I explored each of these, sometimes crawling over piles of rock that had fallen from the roof or ribs, or widening a hole and sliding down the pile of washed-in dirt to reach the adit floor.<br />
This really was the height of folly, as I was alone in the wilderness and had no idea of the potential dangers.  I currently work in the field of ground control engineering, and have firsthand knowledge of numerous fatalities that occurred in active mines when rock fell out of the roof without warning.  I have also become more familiar with the extensive engineering design work, and variety of support systems, required to develop and maintain a mine opening.  The "old timers" were often lucky by developing small openings in hard rock, but modern mining engineering indicates that time does not favor stability.<br />
A more insidious danger is represented by a lack of breathable air.  In sealed underground openings, the air may have become "stale" by not being circulated through the outside.  In modern mines, a staff is devoted to designing and maintaining ventilation systems that cycle fresh air through the mine.  Some gases displace oxygen, but are colorless and odorless and give no warning of danger until the person suddenly realizes that they feel as though they have been holding their breath for several minutes.  This is a condition known to miners as "black damp" that can cause loss of consciousness or death.  While working in Bolivia, I entered over a dozen small mines in a district that had been developed initially by the Spanish, or perhaps even the Inca, and later by a Polish mining engineer in the early 1900</p>
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		<title>Understanding the Importance of Mortgage Protection Life Insurance &#8211; Mortgage</title>
		<link>http://www.documax.info/2010/02/28/understanding_the_importance_of_mortgage_protection_life_insurance_-_mortgage/</link>
		<comments>http://www.documax.info/2010/02/28/understanding_the_importance_of_mortgage_protection_life_insurance_-_mortgage/#comments</comments>
		<pubDate>Sun, 28 Feb 2010 09:25:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Importance]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Life]]></category>
		<category><![CDATA[of]]></category>
		<category><![CDATA[Protection]]></category>
		<category><![CDATA[The]]></category>
		<category><![CDATA[Understanding]]></category>

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		<description><![CDATA[Understanding the Importance of Mortgage Protection Life Insurance plus articles and information on mortgage]]></description>
			<content:encoded><![CDATA[<p>Understanding the Importance of Mortgage Protection Life Insurance<br />
 Claire Bowes</p>
<p>Your house is a big investment - probably one of the biggest youre every likely to make. It is also the place that you and your loved ones call home; a shelter and haven from the outside world. Thats why it is so important to ensure that your home and family are protected in the event of your death. Its not a topic that any of us like to dwell on, but the sad fact is that should you die and the family are no longer able to afford repayments on the house, they will lose the property and the roof from over their heads.<br />
Having a good life insurance policy in place to protect your property in the event of your death is vital. When you die, your family will have enough to worry about without the added stress of how they are going to hold on to the family home. Your life insurance policy will ensure that this problem is eliminated, with the mortgage balance being paid in full upon your death.<br />
The main types of mortgage life cover<br />
The type of mortgage life insurance cover that you require will depend upon what type of mortgage you have, a repayment or an interest only mortgage. There are two main types of mortgage life insurance cover, which are: </p>
<p>Decreasing Term Insurance<br />
Level Term Insurance </p>
<p>Decreasing term insurance<br />
This type of mortgage life insurance is designed for those with a repayment mortgage. With a repayment mortgage, the balance of the loan decreases over the term of the mortgage. Therefore, the sum of cover with a decreasing term insurance policy will also go down in line with the mortgage balance. So, the amount for which your life is insured should match the balance outstanding on your mortgage, which means that if you die your policy will hold sufficient funds to pay off the remainder of the mortgage and alleviate any additional worry to your family.<br />
With the decreasing term insurance, the cover is usually taken out over the term of the mortgage, and payment is made should you die during the term of the policy. Once the policy has expired, it becomes null and void, so you will receive nothing at the end of your policy if you are still living. There is no surrender value on this type of cover, but it does provide a cost effective means of protecting your home and family during the life of your mortgage.<br />
Level term insurance<br />
This type of mortgage life insurance cover is for those that have a repayment mortgage, where the principle balance remains the same throughout the term of the mortgage and the repayments made by the property owner cover the interest payments on the mortgage only.<br />
The sum for which the insured is covered remains the same throughout the term of this policy, and this is because the principle balance on the mortgage also remains the same. Therefore the sum assured is a fixed amount, which is paid should the insured party die within the term of the policy. As with decreasing term insurance, there is no surrender value, and should the policy end before the insured dies no payout will be awarded and the policy becomes null and void.<br />
Terminal illness benefit<br />
Both of the above types of cover normally include terminal illness cover, which means that the mortgage is cleared should you be diagnosed with a terminal illness rather than waiting until you actually die. This helps to ensure that you do not have the additional worry of trying to meet repayments when a terminal illness takes away your ability to work and earn money, and at a time when the whole family has enough to worry about without having to stress about meeting mortgage repayments.<br />
Critical illness cover<br />
Critical illness cover is another type of insurance policy that can be added on to either of the above mortgage life insurance polices and provides an extra element of protection and peace of mind. This type of cover can also be taken out as a stand-alone policy, but usually proves much better value if simply added on to a main insurance policy.<br />
With critical illness cover you will be eligible for a payout in the event that you are diagnosed with a critical illness. If you then go on to recover from the critical illness, the payout is yours to keep but the policy becomes null and void following your claim. The illnesses that are covered by this type of policy are defined by the insurer so you should ensure that you check the terms when taking out critical illness cover.<br />
Adding critical illness cover to your policy will only increase your repayments by a small amount, but can provide valuable protection if you are diagnosed as critically ill and are therefore unable to work. With your mortgage repaid from the payout of this policy, you will not have the additional worry of trying to keep a roof over your head at a time when you should be concentrating on trying to make a recovery.<br />
Summary<br />
As indicated by the features of the two main types of mortgage life insurance cover, the policy you go for will depend largely upon the type of mortgage you have. Both types of cover offer value for money, with some really low cost deals available. Of course, the amount that you pay will ultimately depend upon the level of cover you require. For total peace of mind it is always advisable to go for a policy with critical illness cover incorporated into it.<br />
Having some form of mortgage life cover is essential to protect your home and your family. After working hard to buy your own property, the prospect of it being repossessed in the event of your death can be worrying both for you and for your family. A mortgage life cover policy will ensure that this does not happen, and will give your family the security of knowing that whatever happens they will still have a roof over their heads. </p>
<p>About The Author</p>
<p>Claire Bowes is a successful freelance writer and owner of http://www.a1-life-insurance-quotes.co.uk where you will find further information on critical illness, life insurance, and unemployment cover.</p>
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		<title>Anatomy of an International Debt Collection Case &#8211; Legal</title>
		<link>http://www.documax.info/2010/02/28/anatomy_of_an_international_debt_collection_case_-_legal/</link>
		<comments>http://www.documax.info/2010/02/28/anatomy_of_an_international_debt_collection_case_-_legal/#comments</comments>
		<pubDate>Sun, 28 Feb 2010 08:25:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Legal]]></category>
		<category><![CDATA[An]]></category>
		<category><![CDATA[Anatomy]]></category>
		<category><![CDATA[Case]]></category>
		<category><![CDATA[Collection]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[International]]></category>
		<category><![CDATA[of]]></category>

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		<description><![CDATA[Anatomy of an International Debt Collection Case plus articles and information on legal]]></description>
			<content:encoded><![CDATA[<p>Anatomy of an International Debt Collection Case<br />
 Zhao Xiaomei Meggie</p>
<p>Introduction<br />
In late June of 2003, I received an e-mail from Daniel Harris, who introduced himself as maritime lawyer from Seattle. He had found me through the internet and was asking me whether I was interested in helping arrest transshipped cargo in Dalian. I was excited about the task and I surfed Dans website [http://www.harrismoure.com] and learned Dan owns a small international law firm in Seattle, called Harris &amp; Moure. I replied to him immediately and sent him some relevant provisions concerning cargo arrests under China legal system. He was very happy with my prompt and helpful reply and we soon were working together on the case.  He later told me he was so impressed with my responses that he had picked me over numerous other lawyers throughout China.<br />
Brief of the case<br />
OOO Bolshoretskoe is a Russian fishing company that sold 400 Tons of pollock worth around US$700,000 to Alimex Seafood A/S, a Danish company. The pollock was scheduled to be transshipped from Dalian to Europe. Alimex had not yet paid Bolshoretskoe for the product. Bolshoretskoe owed Daxin Petroleum Pte, Ltd., a Singapore fuel supply company, around US$400,000 for fuel.  M/V IVAN POLZUNOV, the vessel carrying the pollock, was scheduled to call on Dalian on 4 July, 2003. Our task was to seize the pollock for Daxin to get Bolshoretskoe to pay its debt.<br />
Bolshoretskoe</p>
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		<title>The Way of Light &#8211; Writing</title>
		<link>http://www.documax.info/2010/02/28/the_way_of_light_-_writing/</link>
		<comments>http://www.documax.info/2010/02/28/the_way_of_light_-_writing/#comments</comments>
		<pubDate>Sun, 28 Feb 2010 08:25:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Writing]]></category>
		<category><![CDATA[Light]]></category>
		<category><![CDATA[of]]></category>
		<category><![CDATA[The]]></category>
		<category><![CDATA[Way]]></category>

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		<description><![CDATA[The Way of Light plus articles and information on writing]]></description>
			<content:encoded><![CDATA[<p>The Way of Light<br />
 Remko de Knikker - Caprio</p>
<p>The Netherlands is a country known for its religious, ideological and ethnical tolerance. But what is perhaps less known is that it is also a country religiously divided into a northern part dominated by a culture of Calvinism and a southern part, which is predominantly Catholic. Today, when people speak of below the rivers they refer to the Catholic provinces and when they talk about above the rivers they are pointing to the Calvinist provinces north of the geographical border of the rivers Maas, Waal and Rhine, which roughly run parallel to this historical and cultural border.<br />
When the Netherlands declared independence from Spain in 1579 by the Union of Utrecht and were recognized by the peace agreement with Spain by the signing of the Treaty of Munster in 1648, the Low Lands as the Netherlands is literally translated, did not include the southern provinces. Only with the defeat of Napoleon and the Congress of Vienna in 1815 were these provinces included, and not until 1831 when Belgium gained independence were the borders constituted that comprise the Netherlands as we know it. Culturally though, the southern provinces and especially the province of Limburg the hind leg of the Dutch lion where I grew up belonged to the Catholic sphere of influence. Even in present day the Netherlands, it makes a huge difference in attitude and perspective on life if you are from above or from below the rivers.<br />
As a child I slept in the attic room of our home, which had 5 windows that looked like embrasures cut out in the rooftop. In the small distance that separated the small town of Papenhoven from adjoining Obbicht to the south, I could see the church belfry in the center of town rising high above its surrounding, the short line of farms and single family houses of red brick stone and tilted tile roofs. Looking out of a loophole in my little fortress in the attic, to the west I looked over fields of golden grain stalks billowing like ocean waves to a slight breeze. From my window I could clearly see the river Maas cutting through the landscape meandering along, and at the other bank of the river, Belgium. I lived on the narrowest stroke of land in the Netherlands, where Belgium and Germany squeeze the hind leg of the Dutch lion. On the other side of our house was the Juliana canal and only 2 or 3 miles further to the east lay Germany, the old heartland of Charlemagne, buried in the nearby famous Dom of Aachen. Like in Belgium, most people in Limburg are Catholic, so are the schools, the soccer clubs and of course the fanfare, the drill band to be found in each small town in Limburg. The Episcopal College, my secondary school, was located in Sittard, a border town with Germany and 5 miles from my home. Diligently for almost 6 years, I bicycled every morning through the alternating corn and grain fields, meadows and small villages on my way to school.<br />
I never liked school very much, not even my Catholic primary school, the Saint Joseph school. At first of course, I didnt think much of it, like small children never do. The world to small children is simply what exists immediately around them. To the young childs mind, there is no other happiness than the one that surrounds them. At Catholic school we would say our prayers each morning before lessons started, and on Friday and Tuesday mornings the local priest would teach Bible classes. All this constituted my childhood happiness in which I participated wholeheartedly like all children did, even though my parents were from above the rivers, and even though now the faithfulness of Catholicism is a strange entity to me. As a young child I didnt give it much reflection, nor could I. With the wisdom of hindsight, it might look cruel that it was always Mohammed, the Moroccan kid whom the substitute teacher used to pick on, until one day the teacher, holding him firmly by his neck, pushing him out of the classroom, ended up busting his head through a glass panel in the door. Yet, I didnt think much of it. Now, of course I recognize the scholastic methods of Jesuitism, and the dominance of structured discipline in Catholicism at my school over the Protestants care for nurturing each childs inner nature and the diversity of individual personalities. I didnt think much of it, even though my most profound school memory has always been boredom and aloofness from the Catholic methods of education.<br />
My parents of course did not grow up in Limburg, but they moved there when I was barely a few weeks old. They raised me in the progressive spirit of northern reformers like Comenius, Rousseau and Froebel, allowing me as a young child to explore my own needs, drives, feelings and thoughts and form my own personality freely and spontaneously. The only limitations I faced were the limitations of common reason, which were without exception explained to me rationally after which it was left to me to decide on my actions AND bear the consequences that resulted from them. This of course was the worst preparation for attending a Catholic school one can imagine, with its more rigorous perception of social hierarchy and educational method. Yet, alternatives to attend other schools are scarce in Limburg unless you are able and willing to travel more than an hour daily to reach one of the few Montessori schools in the south. Thus, my parents being pragmatic and practical people, I completed Saint Josephs elementary school and entered a Catholic secondary school called the Episcopal College, a name reminiscent of its past when it was an integrated part of the monastery still located in the adjacent building. A few monks even taught some classes there until as late as the early 80s. I will not draw out all the petty arguments, my naively offending inquiries into the reasons for certain rules and disciplinary measurements that followed, and the tensions between me and the school master and head teachers that arose. Enough to draw out a particular scene, which engrained itself in my precious and unraveling awareness as a budding teenager. It was this experience, which was to become my sobering way of light while finding my way through the dreary labyrinth of the world.<br />
Once, we were given back our graded Latin exam to review. We could take them home with us, but had to hand them in the very next day. Of course, it came to be that I forgot to pack my papers and I apologized, pledging I would bring back the exam the next day. But it caused my teacher great anger and he punished me by ordering me to hand copy the schools regulations and hand them in with the exam the next day. Unfortunately too, I was the only student who had forgotten his exam and I suspected a personal vendetta in his harsh and unreasonable punishment. Now I understand his reaction was a typical scholastic pedagogical method that must be common in the Catholic training of a teacher, but I also resented his incompetence as a pedagogue who failed to acknowledge the reasonable nature of the child I was.<br />
At first I didnt, no couldnt, take his response serious and in a calm manner of disbelief I politely replied: I am sorry, I will return my exam tomorrow. I couldnt and still dont see the loss of returning the exam one day later, but it seemed to make a huge difference for my teacher, who insisted.<br />
The next day I came to school and handed in my exam without the composition, which as a result accumulated to a doubling of the writing imposition for each extra day I was late. In the following lessons again it was doubled until finally I was excluded from Latin classes overall and was called into the principals office to explain my behavior.<br />
The school principal, Bitsch, had the posture of a saturated pig, adorned with a friendly neighbors smile, in which I hoped to find the insight of reason. Maybe I should have abandoned all hope the moment I entered his office and heard him recite a quote from the Bible. Of course I forgot the quote, as I also did not know the answer to his question of where in the Bible the quote was located. He provided the answer for me, although I could not know if he was sincere in answering, more than I had been. His compromise was for me to copy the school regulations ten times by hand, encouraging me to be the wiser of the two and just swallow my pride. This halfhearted attempt to reason made an even weaker impression upon me than the complete lack of it in my authoritative Latin teacher Hanssen. The punishment was ridiculous from the start and I could not submit myself to ridicule. The main conclusion I drew from this was that my enthusiasm for formal education definitively cracked and it was not long after this that I would drop out of the Episcopal curriculum.<br />
Despite dropping out of school, I never lost my enthusiasm for learning. However, I never lost my skepticism for formal education and have become an autodidact by heart. I consider learning a life-long obligation without end in the line of Comenius thought. I think back of my days at school now with a certain bitterness for the professional pedagogues who could not recognize a childs nature and instead of stimulating it to find its own path, they attempted to curb and bend it to serve their own purpose. Nevertheless, I am a warmhearted supporter of education for all and the principles promoted more than 400 years earlier by the Czech educational reformer Jan Amos Comenius. Comenius was born in 1592 and brought up in Bohemia in the present day Czech Republic; and like I did, Comenius suffered from incompetent teachers as a child. But despite their incompetence, he grew to love learning and proper education as the pillar of societal reform and human progress.<br />
In a time of fierce religious conflicts, Comenius was the head of the Union of Brethren, the first Reformed Church in Europe, which followed the principles of the Czech reformer Jan Hus 1369-1415 and was brutally suppressed by the Jesuit King Ferdinand of Habsburg. Despite the incredible hardship he would suffer in life, from an early loss of parents, wife and children, home and experiencing the Habsburgian contra-Reformist suppression and the cruelties of the 30-Years War between the Catholic League and the Protestant German princes, Comenius was able to find his way out of the Labyrinth of the World and regain the Paradise of the Heart. His book of that title would become a classic in European literature, while Comenius himself grew to become one of the most celebrated educational reformers in history. He advocated reforming the old medieval scholastic method and introducing a more child-friendly method of education, which in our time has become so evident.<br />
Being a refugee most of his life, Comenius was finally settled in tolerant Amsterdam in 1556 until he died in 1570. He now lies buried in the Wallonian Church in Naarden, the Netherlands, a place of pilgrimage for many Czechs, to whom Comenius is one of their biggest national heroes. Still his name is associated with the Comenius Education program of the European Union and the Comenius Medal, one of UNESCO</p>
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		<title>How to Check the Status of Your Tax Refund Online &#8211; Tax Deduction</title>
		<link>http://www.documax.info/2010/02/28/how_to_check_the_status_of_your_tax_refund_online_-_tax_deduction/</link>
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		<pubDate>Sun, 28 Feb 2010 06:25:01 +0000</pubDate>
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		<description><![CDATA[How to Check the Status of Your Tax Refund Online plus articles and information on tax deduction]]></description>
			<content:encoded><![CDATA[<p>How to Check the Status of Your Tax Refund Online<br />
 Richard A. Chapo</p>
<p>So, you were pleasantly surprised to learn that you are getting a refund on your taxes. Congratulations! The IRS expects to issue approximately $54 billion dollars in refunds for the 2003 tax year. The question for most taxpayers expecting a return is, "Where is my refund"<br />
Check Your Refund Status Online<br />
The easiest way to check on your refund is to ask the IRS through IRS.gov. On the home page of the site, you will see a "Wheres My Refund" link. Using the service is fairly easy. You will need a copy of your tax return to provide the necessary information to get the status of your refund. Specifically, you need to provide your social security number, you tax filing status and the exact amount of your refund. The reason the IRS requires all of this information is purely for security purposes, to wit, the agency wants to make sure it is giving access only to the taxpayer. Again, all of this information should be on your return. If it is not, something is very wrong!<br />
Once you submit the required information, the IRS will provide online results typically showing:<br />
1. That the return was received and is in processing;<br />
2. The expected mailing date or direct deposit date of your refund; or<br />
3. Whether your refund could not be issued because of a delivery problem.<br />
In some cases, the results may alert you to the fact that the IRS is reviewing your tax return because of errors or questionable entries. In such a case, it is highly advised that you review your return with a qualified tax professional and make absolutely sure that the return will stand up to scrutiny.<br />
How Long Do You Have To Wait Before Checking<br />
If you filed your tax return electronically, you should be able to access the status of your refund within 48 to 72 hours. Since the return is coming into the database electronically, it should be assimilated into the system fairly quickly. If you do not file your return electronically, you are going to have to wait three weeks or more before the status of your return can be checked. As you can imagine, the IRS is receiving an enormous amount of paper tax returns and it takes time to organize and enter the returns into the system.<br />
How Long Should It Take To Receive Your Tax Refund<br />
If you are expecting a refund, the time to issue the refund will depend upon how you filed your return. If you filed a paper return via regular mail, you refund should be issued in six to eight weeks from the date it was received by the IRS. Alternatively, if you filed your return electronically, you should expect to receive your refund in three to four weeks. If you elected to have your refund directly deposited in your banking account, you should take one week off of the above estimates.</p>
<p>About The Author</p>
<p>Richard Chapo is President of BusinessTaxRecovery.com. Visit BusinessTaxRecovery.com to subscribe to a free newsletter offering monthly tax deduction tips for small businesses or contact Richard at Richard@businesstaxrecovery.com.</p>
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		<title>Change The Style Of Your Interior With A Minimum Of Costs &#8211; Home</title>
		<link>http://www.documax.info/2010/02/27/change_the_style_of_your_interior_with_a_minimum_of_costs_-_home/</link>
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		<pubDate>Sat, 27 Feb 2010 11:25:03 +0000</pubDate>
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				<category><![CDATA[Home]]></category>
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		<description><![CDATA[Change The Style Of Your Interior With A Minimum Of Costs plus articles and information on home]]></description>
			<content:encoded><![CDATA[<p>Change The Style Of Your Interior With A Minimum Of Costs<br />
 Clark Vansteensel</p>
<p>The style of your interior depends for a great part on the decoration on the walls.  Using the right picture on the right place can make your room look bigger.  I experienced this for myself when I came in this business. I do sell reproduction paintings, you know.  </p>
<p>Actually, I came in the reproduction painting business because I was amazed about what one painting can do to your living room. Let me explain.  I had an old painting on my wall that looked very nice. But, there was something missing. I decided that I had to replace it. I always wanted a Van Gogh, but I knew I would never be able to buy one.  </p>
<p>After a few months I discovered that there was a business that did just what I was looking for. I bought a reproduction painting from them, and this is the way my own business started. I was overwhelmed by the artistic talent of the reproductionist who captured the realistic impressionism of Van Gogh. So I decided to work together with these guys.  </p>
<p>I figured out they use the same techniques the old masters used. With several painters who are specialized in one artist, and only reproduce work of that artist. There are specialists of Van Gogh, Monet, Renoir, Gauguin and a lot more impressionists. </p>
<p>Since I started this business I feel like helping other people realize there dream. They are affordable for everyone. You can already buy a "real" Van Gogh for as less as 120 USD.    This is not too much for a beautiful lasting post-impressionistic piece of artwork. If you are searching for this kind of timeless house warming painting, go and check out my website at http://www.repropaint.com </p>
<p>Clark Vansteensel</p>
<p>http://www.repropaint.com</p>
<p>About The Author</p>
<p>Clark Vansteensel</p>
<p>http://www.repropaint.com</p>
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		<title>The Fruits Of Summer &#8211; Food</title>
		<link>http://www.documax.info/2010/02/27/the_fruits_of_summer_-_food/</link>
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		<pubDate>Sat, 27 Feb 2010 11:25:02 +0000</pubDate>
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				<category><![CDATA[Food]]></category>
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		<description><![CDATA[The Fruits Of Summer plus articles and information on food]]></description>
			<content:encoded><![CDATA[<p>The Fruits Of Summer<br />
 News Canada</p>
<p>Peaches, plums and nectarines are a rite of summer - and a must for healthy summer skin<br />
NC-Its a sure sign of summer: mounds of sweet, juicy peaches; plump, flavorful plums; and aromatic nectarines that seem to arrive with the warm days of late spring and leave with the first cool autumn breezes.<br />
Perhaps its just a coincidence that these same peaches, plums and nectarines - long considered a delicious source of nutrition like most fruits and vegetables - are also important sources of antioxidants, essential for maintaining healthy skin. When the sun begins to shine, these fruits begin to work their magic.<br />
A recent study conducted by the University of California - Davis found that these three summer stone fruits are rich in phenolic compounds which act as antioxidants, and include ascorbic acid Vitamin C, carotenoids orange or red colored substances found in many fruits and provitamin A/beta-carotene.<br />
Heres how antioxidants work to protect the skin. Photoaging - skin cha</p>
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