A Simple $20.00 Investment Can Protect You, Your Family and Your Nest Egg! – Mortgage
A Simple $20.00 Investment Can Protect You, Your Family and Your Nest Egg!
Diane T. Creston
NY - 07/23/04 - What if you discovered that twenty dollars could give you access to an array of valuable information that addresses the lifestyle, needs and financial interests of people 50 and over. Well, a twenty dollar annual membership in Senior Resources of America, headquartered in West Hills, California, does just that and more.
As a member, youll have access to the Members Only website...special events and Solutions For Life, a newsletter filled with exciting features and the latest news. Youll find insightful advice about healthy lifestyles, financial planning, consumer protection, caring for parents and a variety of difficult issues that you may face as your parents age. Senior Resources has all the answers. And, if by chance they dont, they will find the answer for you.
Upcoming newsletter topics will include:
Tips to Protect Your Downloads or Products – Web
Tips to Protect Your Downloads or Products
Radhika Venkata
1. Upload robots.txt file in to your root directory and include the folder name where you set your downloads.
More information on how to set robots.txt: http://www.webmasters-central.chttp://robotstxt.shtml
2. Set the permission of the download folder to 711 OR upload an index file to that folder. This makes that folder web inaccessible.
For example create a folder named test. Usually by default it will be chmoded to 755 or 777. Put some files like test.htm, test1.htm.
Now you type the URL of the folder - yourdomain.com/test/
What will you see You will see the folder /test with its files in it. Now upload an index file or chmod the folder to 711. Now access the URL. You will see index file or permission denied error.
3. Name the download folders something like CDf54eS. Not like downloads or products etc.
4. If your customer downloads your product once and dont need or dont have to access to your folder then you can set his access to expire for certain days.
For this you need a cgi script that controls your members access based on days, ip address or number of accesses. http://www.scripts4webmasters.com/ipppro/index.html This script also protects your thankyou.html pages and expires them after certain time.
5. If you have a membership site and you need to stop password abuse or sharing you can use scripts like:
http://www.scripts4webmasters.com/macpro.shtml
http://www.monster-submit.com/sentry/
6. Protect your download links: Like if you keep ...domain.com/downloads/product.zip, everybody knows the download URL. You can use cgi scripts that discloses the download path. http://www.cgi-scripting.com/downloader.shtml
7. If you use If you are selling ebooks, you can use password protection to your ebooks. Once your ebook is protected, after your buyer downloads it, you can send it to him to open the ebook.
Some ebook compilers with this password protection features:
http://www.ebookeditpro.com/
http://www.ebookcreator.com/
About The Author
Radhika Venkata - Subscribe to EbookBiz Magazine which is completely focused on ebook business and Internet Marketing. Receive FREE Ebooks with Resale rights every month!
http://www.ebooks-world.com/freetosell.shtml
Webmaster Resources: List Your product, ezine or web site free! http://www.webmasters-central.com/
Limit Your Liability to Protect Your Assets – Legal
Limit Your Liability to Protect Your Assets
J. Stephen Pope
If your business runs into serious difficulty, will it bring you down too For example, what if one of your employees got involved in a serious car accident while working for you Will the resulting lawsuit bankrupt you personally
Here are just a few ways of protecting yourself against catastrophic losses and lawsuits.
1. Obtain Adequate Insurance Coverage
If someone slips on the sidewalk of your home and injures himself, he could sue you for damages. Your tenants or homeowners policy may cover you for liability in such an event.
However, what if it is your customer who falls on his way to visiting your home-based business You will need an extra rider on your house insurance to cover such incidental business use. The extra charge for this additional coverage is well worth it.
If you use a car for business use, insure it for such. Some people think that they are being clever writing off automobile expenses for income tax purposes but at the same time not informing the insurance company that the car is being used for business.
This is false economy. If you ever get into an accident, police and insurance investigators will certainly find out that you used the vehicle for business purposes. If youre not paying for business coverage, why would the insurance company cover your claim
As well, what do you think an income tax auditor would think of your claimed business expenses on the vehicle when your insurance policy indicates personal coverage only Avoid this additional exposure to tax liability.
Be sure to obtain required workers compensation coverage. Some have been held responsible for all the medical and other expenses of an injured worker, as well as fines for non-compliance to the law. These costs can be quite substantial and even bankrupt you.
Consider obtaining product liability insurance. This applies not just for any products you manufacture but also for products you sell that are made by others.
2. Incorporate Your Business
Insurance may give you some protection against loss. However, you may suffer business losses and lawsuits that may not be covered by your insurance fully. What then
An extra level of protection can be obtained by forming your own corporation. Even though incorporating yourself will result in extra paperwork and costs, it could be the best insurance you ever bought.
This is because the corporation is a seperate legal entity or person. Even though you may own the corporation, if the corporation operates the business, it is the corporation that will be sued or suffer loss.
If, for example, the corporation had severe business losses resulting in debts that could not be repaid, the corporation would be insolvent. You, as a shareholder, would lose your investment in the company but would generally not be responsible for any of its debts. Thus, you would not have to sell your home or other personal assets to cover the corporations liabilities.
On the other hand, there are cases where directors of a corporation can be held responsible for liabilities if they didnt act responsibly. You cant hide behind a corporation, commit criminal acts and expect to escape accountability.
For more information about incorporation, visit: http://www.popeconsultinginc.com/incorporation.html
3. Protect Yourself With Legal Agreements
Properly drafted written agreements can protect you in many ways. First of all, they can sometimes prevent misunderstandings that can lead to legal problems. Secondly, they may limit your exposure to lawsuits and losses.
Contracts can limit your exposure to liability by including provisions restricting the scope of your work and responsibility, having disputes handled by arbitration rather than through the Courts, and specifying that the maximum damages payable shall not exceed the amount of the contract.
A special area to watch out for is the Internet. There are many laws that impact on websites including matters affecting children, privacy, earnings claims, and unsolicited e-mail "spam". Certain agreements and notices on your website may help to protect you.
For more information about Internet law, visit: http://www.popeconsultinginc.com/internet-law.html
Protect yourself from catastrophic losses and lawsuits. Take steps today to protect your assets by limiting your exposure to liability.
About The Author
J. Stephen Pope, President of Pope Consulting Inc., http://www.popeconsultinginc.com/ has been helping clients to earn maximum business profits for over twenty years. For valuable Work at Home Small Business Ideas, visit: http://www.yenommarketinginc.com/.