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		<title>The Latest Innovation in Search Engine Algorithms . . . User Popularity &#8211; Marketing</title>
		<link>http://www.documax.info/2010/03/01/the_latest_innovation_in_search_engine_algorithms_-_-_-_user_popularity_-_marketing/</link>
		<comments>http://www.documax.info/2010/03/01/the_latest_innovation_in_search_engine_algorithms_-_-_-_user_popularity_-_marketing/#comments</comments>
		<pubDate>Mon, 01 Mar 2010 07:25:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Marketing]]></category>
		<category><![CDATA[Algorithms]]></category>
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		<category><![CDATA[Innovation]]></category>
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		<category><![CDATA[Search]]></category>
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		<description><![CDATA[The Latest Innovation in Search Engine Algorithms . . . User Popularity plus articles and information on marketing]]></description>
			<content:encoded><![CDATA[<p>The Latest Innovation in Search Engine Algorithms . . . User Popularity<br />
 Robin Nobles</p>
<p>For years, the search engines have continued to introduce new factors into their algorithms to make their search results more relevant and to keep savvy search engine marketers from "cracking the system."<br />
Weve seen many ranking factors come and go in importance. For example, years ago, META tags were the key to success, or so we thought. Stick in META tags that were loaded with your keyword phrases, and you were sure to achieve top rankings.<br />
Then, we had keyword weight as a ranking factor. We struggled to determine the keyword weight of our competitors pages, then duplicate that weight in all of the various areas of our pages.<br />
Along came link popularity, and with it, the massive link farms and link exchange programs. Web site owners joined as many as they could in an effort to boost the sheer number of incoming links pointing to their sites.<br />
In the midst of these evolving ranking factors came changes to page components like the title tag. Put your keyword at the beginning of the tag for maximum ranking potential. Oops. Things have changed. Put your keyword as the 3rd and 4th words in the title tag. Wait - lets try the 2nd and 3rd words.<br />
These are just a few of the ranking factors that have come into play over the last several years.<br />
Can you see the potential for problems here<br />
After all, including keywords in your META tags doesnt mean that the page is more relevant for those keywords. Just because you have 12,792 worthless links pointing to your site doesnt mean your site is relevant for your keyword phrase.<br />
Now, were in the middle of another "link popularity" or "link reputation" surge. But the rules have changed. Now, we want sites that are related in content to our site, or authoritative, popular sites in our focus area.<br />
Okay! Now were beginning to get on the right track! After all, if an important, authoritative site in a particular topic area links to your site, it must mean that your site is important and popular for that subject too. Or, if other sites in your subject area link to you, it must mean that your site is truly about that subject as well.<br />
Equally important, or even more so, comes the "link reputation" factor. If enough popular sites in your topic area use your important keyword phrase when linking to you, its telling the search engines that your site is relevant for that keyword phrase. After all, the Web community has deemed to describe your site using that keyword phrase, which is a vote of confidence to the search engines.<br />
Makes sense, except for one small problem. I can have a site thats devoted to wireless Internet connections, and you can have a site thats devoted to kitchen utilities. I can link to your site from mine and use the keyword phrase "kitchen utilities" in the link text. Some of the engines appear to use the link text as the determining factor when deciding link reputation, not the contents of the page pointing to the site. So, two sites that arent related in content whatsoever could potentially help boost the link reputation of each others sites. We may see the engines consider other factors in the near future, such as the contents of the title tag on the page containing the link, which will help solve this potential problem to some degree.<br />
However, when looking at all of the factors listed here so far, do any of them truly prove that the page is relevant to a particular keyword phrase<br />
With relevancy comes a much more stable, trustworthy search engine. When you search for a particular topic, youre assured of getting search results that contain pages with good, solid content related to that keyword phrase.<br />
After all, most people venture onto the Internet looking for information. If we can provide that information in content-rich, valuable pages, weve done the search engines, the users, and ourselves a big favor.<br />
With all of these various ranking factors, what is the one area that is sorely missing<br />
How about a site ranking algorithm based on a combination of content relevancy and user popularity data<br />
"Content" relevancy and "user popularity" arent as easy to manipulate as link popularity, link reputation, or even keyword placement, so the search engine results should certainly be more relevant. After all, anyone who is concerned about relevancy in search engine rankings should want the most relevant pages and sites to rise to the top of the rankings. If our pages arent the most relevant, we have some work to do!<br />
Introducing an Innovative Search Engine Ranking Algorithm<br />
I just learned of a new search engine that actually uses a combination of content relevancy and user popularity to determine rankings. Its called ExactSeek.com.<br />
How does ExactSeek measure user popularity The engine has teamed up with Alexa, which offers a toolbar that measures activity on the Web. By measuring the surfing activity of millions of Alexa users, ExactSeek is able to determine the user popularity and relevancy of Web sites in its index. User popularity is a far more reliable indicator of where Web sites should rank and gives users some input on the search results they see.<br />
Mel Strocen, CEO of Jayde Online, which is the parent company of ExactSeek, says, </p>
<p>	"Alexa traffic data will be a strong factor in the ExactSeek ranking algorithm but not the dominant factor, that being page content. Essentially, weve opted to emphasize user popularity over link popularity." </p>
<p>In fact, in an effort to make the results even more relevant, ExactSeek.com will be in flux for the next week or two as they work to determine how much weight to give Alexa traffic data in ranking search results.<br />
The beauty of ExactSeek.com is that the harder you work toward increasing traffic to your Web site by adding new, relevant content, paying for SEO, advertising in various publications, investing in a PPC campaign, etc., the better your rankings will be in ExactSeek.com.<br />
Can User Popularity be Manipulated<br />
I think a better question would be, what search engine results cant be manipulated The key is to consider relevancy and valuable content, which is something that ExactSeek.com has wisely chosen to focus on.<br />
Its true that not everyone uses the Alexa toolbar. However, it does provide results based on an excellent sampling of users on the Web. Plus, user popularity will be more difficult to manipulate than other factors, because it is certainly more difficult to manipulate the surfing public than it is to manipulate the search engines.<br />
Give ExactSeek.com a Try!<br />
ExactSeek.com is innovative in more ways than the way it determines rankings. For example, you can check your sites rankings in the ExactSeek database from a link on the main page of the engine. How convenient!<br />
In Conclusion . . .<br />
As the search engine industry evolves, well begin to see more and more innovations geared toward arriving at relevant search results that arent as easily manipulated as some of the ranking methods in the past. One of those innovations is being put into place now at ExactSeek.com: user popularity combined with content relevancy. </p>
<p>About The Author</p>
<p>Robin Nobles is the Co-Director of Training of Search Engine Workshops with John Alexander. They teach 2-day beginner, 3-day advanced, and 5-day all-inclusive "hands on" search engine marketing workshops in locations across the globe. She also teaches online search engine marketing courses through http://www.onlinewebtraining.com, and she</p>
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		<title>Exercise and the Time Clock &#8211; Diet</title>
		<link>http://www.documax.info/2010/03/01/exercise_and_the_time_clock_-_diet/</link>
		<comments>http://www.documax.info/2010/03/01/exercise_and_the_time_clock_-_diet/#comments</comments>
		<pubDate>Mon, 01 Mar 2010 06:25:03 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Diet]]></category>
		<category><![CDATA[And]]></category>
		<category><![CDATA[Clock]]></category>
		<category><![CDATA[Exercise]]></category>
		<category><![CDATA[The]]></category>
		<category><![CDATA[Time]]></category>

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		<description><![CDATA[Exercise and the Time Clock plus articles and information on diet]]></description>
			<content:encoded><![CDATA[<p>Exercise and the Time Clock<br />
 Sherri L Dodd</p>
<p>I have to admit that I sometimes find it amusing when someone knows I am a trainer and proceeds to elaborate on the hours that they spend in the gym.  One example was a few years back when I was introduced to a nice young women, who proceeded to tell me that she went to the gym twice a day, an hour each time.  Unless this second hour was spent in the jacuzzi or making up for lost time due to chatting with fellow gym-goers during the earlier timeslot, I would be leary.  Instead of being impressed by her exuberant enthusiasm for working out, my thoughts were that one of those hours might be better spent in a counseling office.  Excessive exercising is unsafe and a sign of other deep-rooted problems.  So, the question remains how many ticks on the clock should pass before you head for the locker room  And what compels a person to go way overboard in their exercise routine<br />
First off, if you are one of our valued clients, you already know that the Mom Looks Great program utilizes the thirty to forty-five minute workout.  If you have even an inkling of exercise information in your noodle, you atleast know that even twenty minutes a day can benefit your heart.  So why are some people intent on doing more, especially when there are serious consequences<br />
The most common problem with over-exercising is injury to muscles and joints.  The idea of regular exercise is to appropriately stress the muscle during exercise.  This stress places small tears in the muscle, which upon repair, grow in size and strength, also known as hypertrophy.  When the muscle is over-exercised, it goes beyond what is appropriate and can actually damage the muscle.  Common areas of injury are legs, feet, back and shoulders as well as joints problems that include knees, ankles, elbows and wrists.  This can lead to a lifetime of recurring injuries.<br />
Another negative consequence to over-exercising is the compulsion that usually accompanies it.  Eating disorders, such as anorexia, bulimia and other body starving diet tactics are dangerous enough.  When you add an addiction of too much exercise to an already detrimental dieting tendency, you are left with the possibility of heart damage from insufficient fuel and nutrients to sustain the workout.  While the aforementioned health issues are serious enough, an individual can also develop frequent headaches, loss of coordination and various stomach problems.<br />
Over-exercising is not a physical disorder.  While it will affect you physically, it is more of a symptom of depression or other mental illness.  And if you think about it, over-exercising, eating disorders, feelings of inadequacy due to poor body image, poor judgment when evaluating priorities are all symptoms of depression.  The bottom line here is when your choices begin to compromise your health, happiness or safety it is time to seek out effective counseling.<br />
A lifestyle incorporating exercise is nothing but beneficial in many aspects.  People exercise with a goal in mind whether it is to feel better, defuse stress or build muscle.  Luckily, in addition to using an appropriate weight intensity during your workout, over-exercising can easily be detected with a simple time evaluation.  I advise my clients not to go beyond one hour a day five days a week in a formal gym-type setting; and that is extremely generous.  It is also easily controlled when you follow a specific routine.  With the Mom Looks Great Fitness Program, you are guided to work different parts of your body throughout the week and have a variety of activities within your exercise regime.  And just for good measure, remember that you cannot possibly overdo it by simply strolling your baby in the park or games of tag with your preschoolers.  These forms of exercise are most welcome any time.</p>
<p>About The Author</p>
<p>Sherri Dodd is an ACE-certified Personal Trainer and Lifestyle and Weight Management Consultant.  She is also the creator and author of Mom Looks Great - The Fitness Program for Post Partum Women.  With over fifteen years of exercise experience, she is dedicated to a life of fitness as well as encouraging others to seek healthy habits and a better quality of life.</p>
<p>http://www.momlooksgreat.com/</p>
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		<title>A Berger Lamp Will Eliminate Odor and Clean The Air! &#8211; Home</title>
		<link>http://www.documax.info/2010/03/01/a_berger_lamp_will_eliminate_odor_and_clean_the_air_-_home/</link>
		<comments>http://www.documax.info/2010/03/01/a_berger_lamp_will_eliminate_odor_and_clean_the_air_-_home/#comments</comments>
		<pubDate>Mon, 01 Mar 2010 04:25:05 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home]]></category>
		<category><![CDATA[a]]></category>
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		<category><![CDATA[Clean]]></category>
		<category><![CDATA[Eliminate]]></category>
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		<description><![CDATA[A Berger Lamp Will Eliminate Odor and Clean The Air! plus articles and information on home]]></description>
			<content:encoded><![CDATA[<p>A Berger Lamp Will Eliminate Odor and Clean The Air!<br />
 Mike Yeager</p>
<p>A Berger lamp is different from other types of air fresheners in that a Berger lamp actually eliminates the odor, instead of just masking it.  Also, a Berger lamp actively cleans the air, also something normal air fresheners don</p>
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		<title>Avoid The Sticker Shock Of Relocating &#8211; Real Estate</title>
		<link>http://www.documax.info/2010/03/01/avoid_the_sticker_shock_of_relocating_-_real_estate/</link>
		<comments>http://www.documax.info/2010/03/01/avoid_the_sticker_shock_of_relocating_-_real_estate/#comments</comments>
		<pubDate>Mon, 01 Mar 2010 02:25:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Avoid]]></category>
		<category><![CDATA[of]]></category>
		<category><![CDATA[Relocating]]></category>
		<category><![CDATA[Shock]]></category>
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		<description><![CDATA[Avoid The Sticker Shock Of Relocating plus articles and information on real estate]]></description>
			<content:encoded><![CDATA[<p>Avoid The Sticker Shock Of Relocating<br />
 Dan The Roommate Man</p>
<p>To avoid the sticker shock of relocating, moving Americans can use the results of movecentral.coms annual moving survey to plan their spending. The new survey finds that movers spend $9,400 on purchases during the three-month relocation period, while renters spend $3,700.<br />
Conducted by movecentral.com and Boston-based Atlantic Marketing Research, the survey polled 22,000 relocating Americans and yielded an average response rate of 4.1% percent. movecentral.com president and CEO Rick Libby presents the results as spending guidelines for relocating Americans to follow throughout the 90 day relocation process.<br />
"Most people dont realize how much theyll spend during the course of a move," says Libby. "Our survey reveals how and where people spend their money, making it easier for them to plan a budget that anticipates surprises."<br />
The survey found the following:<br />
# During 1998 and 1999, 42 million Americans moved, spending $102 billion on move-related goods.<br />
# Homeowners spent an average of $9,400 on purchases; renters spent $3,700.<br />
# 15% of homeowners and 12% of renters stated that they bought a computer within the 8 weeks surrounding their move; homeowners spent an average of $2,160, and renters spent $1,340.<br />
# 12% of all moving homeowners bought a car; 66% of these carbuyers made the purchase within four weeks after moving.<br />
# 57% of owners and 37% of renters bought furniture within the 12 weeks surrounding their move; owners spent an average of $3,500 and renters spent $1,220.<br />
# 35% of owners and 40% of renters bought bedding; of these individuals, 72% did so within three after their move. Owners spent an average of $420 and renters $240.<br />
# 55% of moving homeowners purchase at least one appliance when they move, and 57% of homeowners buy furniture.<br />
# 12% of all respondents with Internet access researched moving companies on the web; 8% researched real estate sites, 7% researched appliances/furnishings and 2% researched electronics, computers and banking services.<br />
# 6% of movers using the Internet for research actually made online purchases; those buying goods and services spent an average of $600.</p>
<p>About The Author</p>
<p>Since 1989 Dan The Roommate Man has helped 1000s of people find roommates. Need help Contact him at 800-487-8050 or www.roommateexpress.com<br />
info@roommateexpress.com</p>
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		<title>The Health effects of being Over Weight &#8211; Diet</title>
		<link>http://www.documax.info/2010/02/28/the_health_effects_of_being_over_weight_-_diet/</link>
		<comments>http://www.documax.info/2010/02/28/the_health_effects_of_being_over_weight_-_diet/#comments</comments>
		<pubDate>Sun, 28 Feb 2010 12:25:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Diet]]></category>
		<category><![CDATA[Being]]></category>
		<category><![CDATA[Effects]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[of]]></category>
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		<category><![CDATA[Weight]]></category>

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		<description><![CDATA[The Health effects of being Over Weight plus articles and information on diet]]></description>
			<content:encoded><![CDATA[<p>The Health effects of being Over Weight<br />
 Paul Marsland</p>
<p>Both men and women around the world are becoming fatter and its partly because of our modern lifestyle, too much fatty food and too little exercise. Some people say, Why should it matter if Im overweight as long as I feel okay But being overweight does matter because it increases the risk of health problems such as heart disease, stroke, diabetes and some cancers. Being at a healthy weight on the other hand, can help lower blood pressure, make you feel better and give you more energy. If you need to lose some weight, heres some good advice from the National Heart Foundation.<br />
Change your eating habits gradually<br />
Everyone knows that losing weight partly involves cutting down on foods which contain a lot of fat. But this doesnt mean you have to change your eating habits overnight. Youre more likely to make permanent changes to your diet if you make them gradually. Allow two weeks to stop eating biscuits with tea or coffee, for instance. When youre comfortable with this change, make another such as using less butter or margarine on bread, or switching to using low fat milk.<br />
Remember you dont have to exercise strenuously<br />
The secret of successful weight control is a combination of sensible eating and regular exercise. Aim for 30 minutes at least four times a week. You dont have to do 30 minutes all at once. Its okay to do ten minutes exercise three times a day. Walking, swimming and cycling are good.<br />
Dont expect to lose weight quickly<br />
Its quite common to lose weight one week and then lose none the next week. If you are exercising, you may find your weight doesnt drop at all. This is because your body is gaining more muscle which weighs more than fat. Youll still continue to lose fat and tone up, even if the scales dont show any weight loss. The way your clothes fit is a better guide to weight loss than weighing yourself all the time. As long as you are keeping to your plan of regular exercise and less fatty food, periods of no weight loss dont usually last more than two weeks.<br />
Eating to lose weight<br />
Fruit, vegetables, beans and lentils are the foods to eat most of every day. By filling up with these healthy, satisfying foods, youll be less likely to want fatty snacks. You need only moderate amounts of meat, poultry, fish, nuts, seeds, dairy products. A moderate serve of meat, poultry or fish takes up about one quarter of your plate. If you eat dairy foods, choose reduced or low fat varieties. Use only small amounts of margarine, fat reduced spreads, butter, lard and cooking oils. Drink only a little alcohol.<br />
Reducing fat in your meals<br />
Trim all fat from meat and remove fat and skin from poultry before cooking. Use low fat cooking methods such as grilling, steaming, baking, stir-frying in as little oil as possible, microwaving or using non-stick frying pans. Avoid fried or deep fried foods. Let soups, casseroles and curries cool - this makes the fat harden on top so you can remove it before reheating. Snack on fresh fruit but limit cakes, biscuits, pastries, chocolate and packet snack foods.<br />
--<br />
You have permission to publish this article electronically or in print, free of charge, as long as the bylines are included. A courtesy copy of your publication would be appreciated.</p>
<p>About The Author</p>
<p>Paul Marsland and his wife Annette have been working as wellness coaches for the last 3 years. Using scientifically proven, balanced nutritious programmes they help people lose weight and improve their health, energy and vitality safely and effectively. For more information visit: </p>
<p>http://slim-n-trim.org/refid=artcit-30495</p>
<p>ezybucks4u@hotmail.com</p>
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		<title>Effective Editing: It Spells the Difference! &#8211; Writing</title>
		<link>http://www.documax.info/2010/02/28/effective_editing_it_spells_the_difference_-_writing/</link>
		<comments>http://www.documax.info/2010/02/28/effective_editing_it_spells_the_difference_-_writing/#comments</comments>
		<pubDate>Sun, 28 Feb 2010 12:25:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Writing]]></category>
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		<category><![CDATA[Editing]]></category>
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		<description><![CDATA[Effective Editing: It Spells the Difference! plus articles and information on writing]]></description>
			<content:encoded><![CDATA[<p>Effective Editing: It Spells the Difference!<br />
 Lizzie R. Santos</p>
<p>If you think proofreading equals editing, then youre wrong! Editing is a lot more than just scrutinizing your manuscript for misspelled words or missing punctuation marks.<br />
As a whole:</p>
<p>	Edit only *after* youve written the *whole* piece. If you stop to edit after every paragraph or sentence, you will disrupt the flow of your thoughts.<br />
	It is better to take a break before starting to edit a long manuscript so you</p>
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		<title>The NFL Needs a New Tiebreaker &#8211; Recreation</title>
		<link>http://www.documax.info/2010/02/28/the_nfl_needs_a_new_tiebreaker_-_recreation/</link>
		<comments>http://www.documax.info/2010/02/28/the_nfl_needs_a_new_tiebreaker_-_recreation/#comments</comments>
		<pubDate>Sun, 28 Feb 2010 11:25:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Recreation]]></category>
		<category><![CDATA[a]]></category>
		<category><![CDATA[Needs]]></category>
		<category><![CDATA[New]]></category>
		<category><![CDATA[NFL]]></category>
		<category><![CDATA[The]]></category>
		<category><![CDATA[Tiebreaker]]></category>

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		<description><![CDATA[The NFL Needs a New Tiebreaker plus articles and information on recreation]]></description>
			<content:encoded><![CDATA[<p>The NFL Needs a New Tiebreaker<br />
 Terry Mitchell</p>
<p>After enduring that disgusting final weekend of the NFL regular season, I have come to the conclusion that a new tiebreaker is needed. How a team performs during the final weekend should be the first tiebreaker, with all the current tiebreakers falling in line after that. A team that won its final game would hold the first tiebreaker advantage against a team theyre tied with that lost its final game. If they both lost, both won, or both tied their final game, then the current tiebreakers would take effect in the order that they currently exist. That would accomplish at least three of positive things.<br />
First, a team with a one game lead for a playoff spot, headed into the final weekend, would have more difficulty "backing in" to the playoffs the way Minnesota did this year. By all rights, New Orleans should have made the playoffs instead of the Vikings. They finished with identical records. However, the Saints won their final game, while the Vikings lost theirs. In fact, under the NFLs current crazy tiebreaker system, the Vikings loss, while ultimately not damaging their own playoff hopes, ironically was one of the major factors that kept the Saints out of the playoffs! Under my proposed rule, the Saints would have been in and the Vikings would have been out.<br />
Second, it would keep more playoff berths/positions open going into the final weekend and maintain more excitement and suspense all the way to the end. Currently, a team with a one game lead for a playoff berth, bye, home field advantage, and/or seeding can have that position clinched before the final weekend if they own the tiebreaker over the teams they lead. Under my proposal, that would not be possible. That position would still be open through the final weekend of the season. For example, the Pittsburgh Steelers would not have clinched the home field advantage in the AFC until they beat Buffalo in the final weekend, instead of having it already clinched going into that game.<br />
Third, it would also keep teams with one game leads from having de-facto "byes" during the final weekend. Take Indianapolis for example. The Colts game against Denver this weekend was meaningless to them, even though it meant everything to the Broncos. Although the Colts had only a one game lead over San Diego for the number three seed in the AFC, they owned the tiebreaker over the Chargers. I dont care what anyone says, the Colts, with their lack of effort, effectively rolled over and allowed the Broncos to win, which wasnt fair to Jacksonville and Baltimore, the teams competing with the Broncos for the final AFC playoff spot. Under my proposal, the Colts would have had to win to maintain their third seed in the playoffs.</p>
<p>About The Author</p>
<p>Terry Mitchell is a software engineer, freelance writer, and trivia buff from Virginia, USA. He operates a website - http://www.commenterry.com - on which he posts commentaries on various subjects such as politics, technology, religion, health and well-being, personal finance, and sports. His commentaries offer a unique point of view that is not often found in mainstream media.<br />
terrymitchell@verizon.net</p>
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		<title>Got a Small Business Choose the Right Domain Name &#8211; Domain Name</title>
		<link>http://www.documax.info/2010/02/28/got_a_small_business_choose_the_right_domain_name_-_domain_name/</link>
		<comments>http://www.documax.info/2010/02/28/got_a_small_business_choose_the_right_domain_name_-_domain_name/#comments</comments>
		<pubDate>Sun, 28 Feb 2010 10:25:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Domain Name]]></category>
		<category><![CDATA[a]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Choose]]></category>
		<category><![CDATA[Domain]]></category>
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		<guid isPermaLink="false">http://www.documax.info/2009/11/03/got_a_small_business_choose_the_right_domain_name_-_domain_name/</guid>
		<description><![CDATA[Got a Small Business Choose the Right Domain Name plus articles and information on domain name]]></description>
			<content:encoded><![CDATA[<p>Got a Small Business Choose the Right Domain Name<br />
 Blake Kritzberg</p>
<p>Choosing a domain name can be daunting. Research the subject after all, youre the type of marketer who researches, right and youll be hit with a landslide of opinions, most contradictory. There is, however, two points that everyone agrees on:<br />
Pick your domain before you launch your business.<br />
This is especially true if your market niche has lots of competition. Research your domain before you commit to a business plan.<br />
Dont wait too long if you like a domain.<br />
While youre researching, youll likely come across a couple of domains that attract you. You might be tempted to wait, since you havent finalized or refined your business plan. Dont. A handful of domains isnt going to cost you much at an affordable registrar like GoDaddy, and once theyre gone, theyre gone. Chances are you can even resell the rejects at cost, if not a profit. Or "develop" them with unique content and point them to your main site for extra traffic.<br />
Now that we have the easy part of the way, lets wade into murkier waters.<br />
Q. Which TLD top-level domain is best<br />
A. If youre a juggernaut in the business world with a giant ad budget, the answer is dot-com .com. If youre a smalltime business struggling for search engine positioning, the answer is still dot-com.<br />
People do disagree on the value of a dot-com TLD. Some assert that dot-coms have no particular value in the search engines, which may be true.<br />
However, the fact is, if you havent yet seared your brand on the collective brow of the planet, dot-com makes you easier to remember. If you eschew dot-coms, then in some deep dark place inside, people will remember you as "that hard-to-remember URL with the ending that isnt dot-com." Whats worse, if you pick an otherwise memorable domain ending in dot-net, -us, or God forbid -tv, some of your traffic will end up at that competitor who snagged the dot-com version of your domain.</p>
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		<title>Understanding the Importance of Mortgage Protection Life Insurance &#8211; Mortgage</title>
		<link>http://www.documax.info/2010/02/28/understanding_the_importance_of_mortgage_protection_life_insurance_-_mortgage/</link>
		<comments>http://www.documax.info/2010/02/28/understanding_the_importance_of_mortgage_protection_life_insurance_-_mortgage/#comments</comments>
		<pubDate>Sun, 28 Feb 2010 09:25:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Importance]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Life]]></category>
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		<guid isPermaLink="false">http://www.documax.info/2009/11/13/understanding_the_importance_of_mortgage_protection_life_insurance_-_mortgage/</guid>
		<description><![CDATA[Understanding the Importance of Mortgage Protection Life Insurance plus articles and information on mortgage]]></description>
			<content:encoded><![CDATA[<p>Understanding the Importance of Mortgage Protection Life Insurance<br />
 Claire Bowes</p>
<p>Your house is a big investment - probably one of the biggest youre every likely to make. It is also the place that you and your loved ones call home; a shelter and haven from the outside world. Thats why it is so important to ensure that your home and family are protected in the event of your death. Its not a topic that any of us like to dwell on, but the sad fact is that should you die and the family are no longer able to afford repayments on the house, they will lose the property and the roof from over their heads.<br />
Having a good life insurance policy in place to protect your property in the event of your death is vital. When you die, your family will have enough to worry about without the added stress of how they are going to hold on to the family home. Your life insurance policy will ensure that this problem is eliminated, with the mortgage balance being paid in full upon your death.<br />
The main types of mortgage life cover<br />
The type of mortgage life insurance cover that you require will depend upon what type of mortgage you have, a repayment or an interest only mortgage. There are two main types of mortgage life insurance cover, which are: </p>
<p>Decreasing Term Insurance<br />
Level Term Insurance </p>
<p>Decreasing term insurance<br />
This type of mortgage life insurance is designed for those with a repayment mortgage. With a repayment mortgage, the balance of the loan decreases over the term of the mortgage. Therefore, the sum of cover with a decreasing term insurance policy will also go down in line with the mortgage balance. So, the amount for which your life is insured should match the balance outstanding on your mortgage, which means that if you die your policy will hold sufficient funds to pay off the remainder of the mortgage and alleviate any additional worry to your family.<br />
With the decreasing term insurance, the cover is usually taken out over the term of the mortgage, and payment is made should you die during the term of the policy. Once the policy has expired, it becomes null and void, so you will receive nothing at the end of your policy if you are still living. There is no surrender value on this type of cover, but it does provide a cost effective means of protecting your home and family during the life of your mortgage.<br />
Level term insurance<br />
This type of mortgage life insurance cover is for those that have a repayment mortgage, where the principle balance remains the same throughout the term of the mortgage and the repayments made by the property owner cover the interest payments on the mortgage only.<br />
The sum for which the insured is covered remains the same throughout the term of this policy, and this is because the principle balance on the mortgage also remains the same. Therefore the sum assured is a fixed amount, which is paid should the insured party die within the term of the policy. As with decreasing term insurance, there is no surrender value, and should the policy end before the insured dies no payout will be awarded and the policy becomes null and void.<br />
Terminal illness benefit<br />
Both of the above types of cover normally include terminal illness cover, which means that the mortgage is cleared should you be diagnosed with a terminal illness rather than waiting until you actually die. This helps to ensure that you do not have the additional worry of trying to meet repayments when a terminal illness takes away your ability to work and earn money, and at a time when the whole family has enough to worry about without having to stress about meeting mortgage repayments.<br />
Critical illness cover<br />
Critical illness cover is another type of insurance policy that can be added on to either of the above mortgage life insurance polices and provides an extra element of protection and peace of mind. This type of cover can also be taken out as a stand-alone policy, but usually proves much better value if simply added on to a main insurance policy.<br />
With critical illness cover you will be eligible for a payout in the event that you are diagnosed with a critical illness. If you then go on to recover from the critical illness, the payout is yours to keep but the policy becomes null and void following your claim. The illnesses that are covered by this type of policy are defined by the insurer so you should ensure that you check the terms when taking out critical illness cover.<br />
Adding critical illness cover to your policy will only increase your repayments by a small amount, but can provide valuable protection if you are diagnosed as critically ill and are therefore unable to work. With your mortgage repaid from the payout of this policy, you will not have the additional worry of trying to keep a roof over your head at a time when you should be concentrating on trying to make a recovery.<br />
Summary<br />
As indicated by the features of the two main types of mortgage life insurance cover, the policy you go for will depend largely upon the type of mortgage you have. Both types of cover offer value for money, with some really low cost deals available. Of course, the amount that you pay will ultimately depend upon the level of cover you require. For total peace of mind it is always advisable to go for a policy with critical illness cover incorporated into it.<br />
Having some form of mortgage life cover is essential to protect your home and your family. After working hard to buy your own property, the prospect of it being repossessed in the event of your death can be worrying both for you and for your family. A mortgage life cover policy will ensure that this does not happen, and will give your family the security of knowing that whatever happens they will still have a roof over their heads. </p>
<p>About The Author</p>
<p>Claire Bowes is a successful freelance writer and owner of http://www.a1-life-insurance-quotes.co.uk where you will find further information on critical illness, life insurance, and unemployment cover.</p>
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		<title>The Headless Newbie &#8211; dont burn that credit card &#8211; Affiliate Programs</title>
		<link>http://www.documax.info/2010/02/28/the_headless_newbie_-_dont_burn_that_credit_card_-_affiliate_programs/</link>
		<comments>http://www.documax.info/2010/02/28/the_headless_newbie_-_dont_burn_that_credit_card_-_affiliate_programs/#comments</comments>
		<pubDate>Sun, 28 Feb 2010 08:25:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Affiliate Programs]]></category>
		<category><![CDATA[-]]></category>
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		<description><![CDATA[The Headless Newbie - dont burn that credit card plus articles and information on affiliate programs]]></description>
			<content:encoded><![CDATA[<p>The Headless Newbie - dont burn that credit card<br />
 Marc Howlett</p>
<p>Are you a headless newbie</p>
<p>I know I was when twelve month ago when  I started looking into setting up an online business.  Whichever way I turned people were willing to offer me advice, e-books, freebies, newsletters, amazing money making opportunities, advertising, search engine placement and much more.  This was great but my head started spinning and my credit card started to melt and worst of all I wasnt making a cent.</p>
<p>I learnt a lot during this time and have started to see my commission cheques increase so here are my top 5 tips to help the newbie with the credit card rush to stop sit back and actually start earning some money.</p>
<p>1: Before you sign up for anything read the sales page fully and see what you are actually getting for your money.  Many of these pages contain a lot of information and the tendacy is to skim them for the interesting parts ie: How much does it cost.  This is exactly what they are desinged to do,  so slow down and read everything fully.  When I first started I signed up for several programs just because they seemed to offer a lot for not a lot of money, this was true but none of it was at all useful. </p>
<p>2: Join some relevant forums and ask questions about the affiliate programs you are interested in.  People are only too happy to help and you will get some good honest feedback both good and bad. </p>
<p>3: When you decide on a program give it time and if it doesnt work straight away keep going.  One of the biggest mistakes is to jump from program to program to find one that will work. As with any business it takes time to build and see results so stick with it and keep telling yourself what brought you to internet marketing.</p>
<p>4: Decide on a monthly budget and make sure you stick to it.  With the ease of online credit card transactions you will often be tempted by amazing one time only offers, these are designed to get a snap decision from you.  </p>
<p>5: Dont keep checking your emails for sign ups.  Firstly you will be disappointed if you dont have any and secondly you will be sent lots of emails offering you the world.  Its very easy when you are down to try something else and this often invloves your credit card.</p>
<p>Thats my top five but the biggest piece of advice I have been given lately is to take the odd day off and dont do anything, especially at times when you are down and nothing seems to be working.  I did this recently and came back to five sign ups, the feeling was great and I went about my business with new vigour.</p>
<p>Copyright 2004 Marc Howlett</p>
<p>About The Author</p>
<p>Marc Howlett is a sales professional with several years experience.  Currently working full time as a sales director for a large import wholesale company.  I am also making a full time living working part tme online.  For help and advice check out my website:</p>
<p>http://www.cash-attack.com</p>
<p>For personal advice contact me by email: marc@cash-attack.com</p>
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